We often get queries from introducers wanting us to help their clients arrange complex or difficult mortgages.
Mortgage guides and problem solving
Getting a mortgage or remortgage with poor credit or debt problems
8th Jun 2012
Help with difficult loan applications
Have a look at this – it may spark some ideas.
6th Jul 2012
Unsecured loans | lowest rates for people with bad credit or arrears
Where else can a tenant or a homeowner with no equity, with adverse credit raise up to £100K at rates around 10%?
20th Jul 2012
Up to £100,000 unsecured loans for purchase deposit
benefit from up to a £100,000 unsecured loan to use as a deposit
26th Aug 2012
Equity release mortgages
It seems many avoid equity release mortgages as they are considered low income and high hassle.
26th Sep 2012
New unsecured loan up to £10,000
Promise brokers now have access to unsecured loans from Everyday Loans.
5th Nov 2012
Broker discount savings card
If I had seen this before I booked my family holiday I would have saved £283.
12th Nov 2012
Release cash from pensions for business loans
Do you have clients who own Limited companies and wish to raise capital?
19th Nov 2012
Guarantor loans now available
9th Jan 2013
Difficult loans or finance applications
Secured loan brokers constantly preach how a loan can provide a solution when a remortgage is declined.
14th Jan 2013
Non Status Business Loans
Are you unable to raise finance for your business?
22nd Feb 2013
The lowest loan interest rate for at least 6 years
To start the year I am pleased to tell you we have a major product change
26th Feb 2013
A new loan for borrowers in Scotland
Masthaven Secured Loans have extended their lending into Scotland today.
22nd Mar 2013
Helping your clients consolidate expensive short term credit
more people than ever will be thinking about debt consolidation
5th Apr 2013
New BTL loans with low costs, low ERC’s & low affordability thresholds
The interest rate is 9.95% which is generally 1% lower than any other current products.
19th Apr 2013
Debt consolidation loan experts
Promise can offer loans which allow you to consolidate your debts whilst raising extra cash for other purposes.
28th May 2013
Adverse Credit Mortgages – Owner Occupied/Purchase/Remortgage etc.
We have some new products available through our complex mortgage team which may interest you.
1st Jul 2013
BTL Adverse Credit Mortgages- Purchase/Remortgage/Capital Raising
We have further products available through our complex mortgage team which may interest you.
29th Jul 2013
New secured loan accepts buy to let
We are now up to 16 secured lenders – That’s double what you get on other sourcing systems
13th Nov 2013
Norton simplify loans for debt consolidation
Norton has changed the way they treat Debt Management and IVA plans
5th Jan 2015
A new option for self-employed borrowers
HMRC are currently being swamped by requests from self-employed individuals for SA302s to support mortgage applications.
12th Jan 2015
Unsecured arrears now ignored by Prestige
Unsecured arrears will now be ignored unless they are defaulted on all of Prestige’s Near-Prime second charge plans
22nd Jan 2015
Overview of BTL secured loans
I predict that this year is going to see a massive increase in BTL secured loans
2nd Feb 2015
New 90% LTV BTL Second Charge
Another useful product has hit the market which may prove useful to assist your clients in raising cash
12th Mar 2015
BTL second charge loans reduced to 5.79%
If you deal with BTL landlords this could be a product you have been waiting for.
21st May 2015
BTL second charges – missed opportunity?
The rise of buy-to-let continues apace, despite a challenging few weeks for the sector.
18th Aug 2015
Fantastic New BTL mortgage – the most flexible yet
Another brilliant new product has come out today
7th Jan 2016
Lender cuts residential mortgage rates
The cost of arranging complex mortgages has just dropped by up to 2.9%.
18th Jan 2016
Beating the Stamp Duty Tax Changes
The bigger picture
4th Apr 2016
Are you avoiding clients with adverse credit?
How many of your clients have adverse credit? If you’re a mortgage broker I’d wager a bet that very few do. Ask any master broker that serves the broker market and they’ll tell you adverse clients are few and far
23rd Aug 2016
New “Bridge to Term” for BTL and HMO refurb’s
If you have clients who buy and renovate BTL’s and HMO’s this new product should be very helpful.
26th Sep 2016
New 10 Year Fixed Rate BTL mortgage product
Are your clients looking for longer term BTL mortgages?
15th Nov 2016
BTL – Apply before the rules change
New PRA rules regarding affordability on BTL loans are set to come in at the start of 2017.
23rd Nov 2016
BTL flexibility won’t be around forever
The buy to let second charge sector has thrived in recent years, largely because of the great flexibility it enjoys.
7th Dec 2016
New Criteria Improves Mortgage Affordability
This morning I am bringing you news of some updated mortgage criteria from one of our lenders that goes live today.
23rd Jan 2017
BTL – Rental cover at 115%
One of our lenders has announced some criteria changes with immediate effect.
27th Jan 2017
Tax Changes for Landlords – Beware of the Traps
I don’t know if you have got to grips with the tax issues on investment properties yet?
8th Feb 2017
Your landlord clients – get complimentary tax advice
Following my article last week here is a free service which may help reduce your risk and offer an additional benefit to your clients.
13th Feb 2017
Are you finding BTL and HMO mortgages harder to place
Are you finding BTL and HMO mortgages harder to place – often due to tighter affordability criteria?
16th Feb 2017
Directly Authorised Brokers
There are pros and cons to just about everything in life.
13th Jun 2017
The problems with BTL’s
If your clients personally own BTL properties, life is going to get more difficult due to imminent rule changes.
4th Aug 2017
Did you know properties without a bathroom/kitchen are still mortgageable?
Do you have clients who have run out of cash when doing a major refurbishment?
17th Aug 2017
PRA? Don’t turn BTL business away
If you are wondering how you will deal with portfolio BTL’s after September, Promise can provide you with the information
20th Sep 2017
PRA- What the future holds
With the arrival of the PRA rules on portfolio buy to lets more brokers are going to outsource the work to specialist packagers.
2nd Oct 2017
Buy To Let – More options
Just a reminder how I can help you with your BTL capital raising problems.
9th Nov 2017
It’s a mortgage Jim but not as we know it
Here we are at the end of another year and while there are plenty of positives we can pick out from
22nd Nov 2017
Recruitment Crisis: Turning the corner on recruitment
Over the last few years the term “recruitment crisis” has been as prevalent as “regulation” and “another new housing minister”.
5th Jan 2018
New low rates – flats above commercial, BTL, prime or adverse
Take a look at this new range of products which combines to give you some really great options.
8th Mar 2018
Just announced – BTL’s – no consent
We just want to tell you about this new second charge product which has come out today.
5th Apr 2018
More options for complex mortgages
We just want to remind you how we can help place your complex or poor credit mortgages
18th Apr 2018
Complex mortgages – a common sense lender
I want to let you know about an exciting new First Mortgage lender recently added to our panel.
1st May 2018
Buy to let update
BTL funding seems to be on the increase again – quite a lot of home improvements to increase the rental yield.
2nd May 2018
BTL loans post PRA
We are having a bit of a push on Buy to Let loans as we are seeing increasing success from this sector.
22nd May 2018
Can we help you out with any BTL cases you are struggling with?
19th Jul 2018
Placing unusual cases
To help you spot those quirky second charge opportunities here are a few recent scenarios which might help you.
1st Aug 2018
Mortgage for DMP cases
Do you have clients in an active Debt Management Plan?
2nd Aug 2018
Help to Buy with adverse credit
We have this brilliant new help to buy mortgage product which is available from today.
4th Oct 2018
Specialist mortgage rates reduced
Reduced rates for those quirky / complex purchases and remortgages – see below.
15th Oct 2018
New mortgage lender
We have a new and very “nichey” mortgage lender for you.
2nd Nov 2018
Limited near prime mortgage – free valuations and no product fees
New Limited near prime mortgage – free valuations and no product fees. Have you seen the latest from Pepper?
23rd Oct 2019
Landlord property investor loan video
Commercial Lenders all have different criteria. This guide could help you find out what you qualify for.
24th Mar 2021
Electrical safety standards Intermediaries
Make sure you are up to date with all the latest electrical safety standards.
1st Apr 2021
Bridge to Let mortgage Intermediaries
In complex scenarios it’s important to consider a refurbish to let mortgage
1st Apr 2021
Poor credit Buy to Let loans up to 80% LTV
Getting a Buy to Let loan up to 80% LTV with poor credit
4th Aug 2021
Help to Buy – Previously Owned Properties
Learn more about help to buy on previously owned properties
19th Nov 2021
New BTL Loan
This may be the most flexible low interest secured loan ever
18th Feb 2022