Broker & Intermediary Briefing
Beating the Stamp Duty Tax Changes
Specialist whole-of-market lending solutions structured across 90+ UK lenders. Rapid decisions, direct underwriting criteria, and competitive terms for complex borrowing requirements.
- Whole-of-Market Access: Over 10,000 specialist lending products
- Fast Completion Speeds: Dedicated broker underwriting for time-sensitive deals
- FCA-Authorised Guidance: 35+ years independent UK credit brokerage
Beating the Stamp Duty Tax Changes
The bigger picture
Our client who is an ex pat residing in Cyprus approached me last Tuesday 29th March wanting to raise finance by way of a 2nd charge for a new BTL property before the stamp duty tax changes came into force on 1st April. With no chance of such a loan completing in time we agreed a super quick bridging loan would get the job done. We didn’t worry too much about the client being a 4 hour 50 minute plane journey away.
Thanks to some brilliant support from our lender and a highly co-operative client we were able to complete the bridge in just 3 days. Efforts included a high speed (but within limits) dash to the airport to get the documents signed. It all felt very James Bond. Our client got the funds in time, avoided the stamp duty hike and even did a bit of duty free shopping at Manchester airport for good measure. One satisfied customer.
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Intermediary Guidance for Beating Stamp Duty
Structuring competitive terms on beating stamp duty for your clients requires direct access to specialist underwriters. In addition, our intermediary lending desk works directly with over 90 specialist lenders across the UK.
Consequently, partnering with Promise Money ensures whole-of-market broker access, transparent procuration fees, and rapid decisions in principle for your client cases.
Key Takeaways: Beating Stamp Duty Broker Briefing
Additionally, partnering with Promise Money gives intermediaries whole-of-market access across 90+ lenders with dedicated underwriter support.
Furthermore, direct access to our specialist desk protects your client relationships while ensuring transparent and competitive procuration fees.
Consequently, complex borrowing requirements—such as adverse credit or non-standard construction—are structured efficiently without delays.
Therefore, introducers can submit case details directly online or via phone to secure rapid Decisions in Principle.
Specifically, specialist mortgages and blended facilities are assessed with commercial speed to meet critical completion deadlines.
Moreover, lending criteria checklists ensure your client applications are fully verified prior to formal submission.
In addition, dedicated underwriter communication guarantees updates at every milestone from enquiry through to fund release.
Crucially, flexible repayment strategies including interest-only terms or capital reductions are verified from day one.
In practice, our intermediary team handles underwriting hurdles and solicitor liaisons so you can focus on client advisory.
Above all, whole-of-market access allows you to place non-standard residential property that mainstream banks decline.
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Meet our specialist team
Learn about our 35 year story >
Steve Walker
Managing Director – 40 years of experience
Founding chairman of the Corporation of Finance Brokers. Specialist in UK residential mortgages, secured loans, and regulated bridging.
Simon Carr
Commercial Director – Proptech
Specialist in complex mortgages, commercial underwriting, and developer finance. Architect of Promise Money’s automated lending tools.