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Promise Money for Intermediaries

We Try Harder!


MORTGAGES / BTL

Residential and buy to let mortgages

As a mortgage broker you get access to our specialist mortgage panel for those complex cases plus, for introducers you can choose our advised service to access a mortgage panel which represents the whole market of first and second charge mortgages. This includes first and second charge bridging loans where appropriate and covers Buy to lets, holiday homes, serviced accommodation and HMO’s.

You sell – we package

This service is ideal for advisers and brokers who want to keep control of the sales process and have the correct permissions to do so.

Promise has a wide panel of specialist lenders and perhaps more importantly we have expertise to get the best out of every application. Typically we split lender proc fees 50/50 and brokers can add their own fees to the mortgage.

You refer – we advise

This service is ideal for introducers who don’t want to get involved or who don’t have the appropriate permissions or expertise. It’s also very popular with brokers who prefer that we take over and advise on their complex applications so they can focus on mainstream business.

Our panel of advised lenders represents the whole market and, with our specialist packaging experience, we can handle virtually any scenario which can be placed in the market today. Typically we pay introducers 35% of any commission and fees we receive – they don’t need to do anything other than pass us the clients contact details and tell them to expect our call.

We welcome straight forward cases but if you need something a little more specialist here is an idea of the type of solutions we have:

Residential mortgages

  • Complex & multiple incomes
  • First time buyers
  • Older borrowers
  • Current & historic adverse
  • Debt management plans, IVAs & bankruptcy
  • Payday loans can be considered
  • Lenders who don’t credit score
  • Lending into retirement
  • Guarantors
  • 1 year self-employed
  • Applicants in probation periods
  • Contractors
  • Help to Buy schemes
  • Shared ownership
  • Right to Buy

Buy to Let Mortgages

  • Limited companies
  • Expats
  • First-time landlords
  • No minimum income
  • No credit score
  • Lending into retirement
  • Current & historic adverse
  • Let to Buy
  • HMOs
  • Multi-unit blocks
  • Holiday lets
  • Student lets
  • Properties over commercial
  • Multi-let on one title
  • Adjoining properties
  • Non owner occupiers

Next

Tell us if you want to sell or prefer us to do it

If you have a potential enquiry, log in to your portal and tell us about your client. This is where you will get your updates and track your enquiry. Complete as much information as you have and we will get right back to you in the first instance to discuss options.


Please note: if you are registered with us through an agreement with your network, the products available once you log in may be restricted by your network – Otherwise AR’s are welcome to approach us with off panel requests for all products as per their network policy

Alternatively…

Give us a call and chat to an underwriter or download (right click and save) and complete this DIP form.

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