Difficult loans or finance applications

Specialist whole-of-market lending solutions structured across 90+ UK lenders. Rapid decisions, direct underwriting criteria, and competitive terms for complex borrowing requirements.

Whole-of-Market Access: Over 10,000 specialist lending products
Fast Completion Speeds: Dedicated broker underwriting for time-sensitive deals
FCA-Authorised Guidance: 35+ years independent UK credit brokerage

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Difficult loans or finance

Secured loan brokers constantly preach how a loan can provide a solution when a remortgage is declined. (I know. We do it too).

But complex mortgages, equity release and bridging finance and business loans are also providing solutions for many of our introducers.

If you have a difficult scenario, but feel it has merit, call us.

Bridging finance is providing valuable solutions to today’s problems where clients are able to refinance in 9 to 18 months time, for example a remortgage when the accounts are completed.

On a slightly different tack we have just placed a £250,000 – 5 year business loan as a second charge where the clients previous business folded, the new business doesn’t have it’s accounts prepared and there are over 10 Defaults and CCJ’s plus mortgage arrears.

For both complex mortgages and equity release we can put you in touch with an expert so you can let someone else deal with the whole matter. Some adverse can be accommodated and many problem cases can be more trouble than they are worth. We are placing cases which brokers would have otherwise put in the bin and there is no cross selling so you can still arrange protection and other add on’s.

Call Promise to explore secured loans, bridging, remortgages, equity release and more in one phone call.

We also have new lenders in the wings so we can tell you if there may be a product coming soon which will help.

www.promisemoney.co.uk

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Intermediary Guidance for Difficult Loans Finance

Structuring competitive terms on difficult loans finance for your clients requires direct access to specialist underwriters. In addition, our intermediary lending desk works directly with over 90 specialist lenders across the UK.

Consequently, partnering with Promise Money ensures whole-of-market broker access, transparent procuration fees, and rapid decisions in principle for your client cases.

Specialist Underwriting & Whole-of-Market Access

Because specialist lending facilities require bespoke underwriting, comparing lenders across the UK is essential. Explore our complete guide to Specialist Lending Desk to understand how different lending criteria apply to your requirements.

Promise Money is an independent credit broker authorised and regulated by the Financial Conduct Authority (FRN 681423). Our experienced team reviews your specific circumstances to secure optimal terms across 90+ UK lenders.

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Key Takeaways: Difficult Loans Finance Broker Briefing

Additionally, partnering with Promise Money gives intermediaries whole-of-market access across 90+ specialist second charge lenders.

Furthermore, direct access to our specialist underwriting desk protects client relationships while guaranteeing transparent and competitive proc fees.

Consequently, complex borrowing scenarios—including high LTVs, adverse credit, or complex income—are structured efficiently without delays.

Therefore, introducers can submit case details directly online or via phone to secure rapid Decisions in Principle.

Specifically, second charge homeowner facilities are assessed with commercial speed to meet critical funding deadlines.

Moreover, comprehensive lending criteria checklists ensure client applications are fully structured prior to lender submission.

In addition, dedicated underwriter communication guarantees updates at every milestone from enquiry through to completion.

Crucially, keeping existing low-rate primary mortgages completely untouched saves your clients thousands in remortgage penalty fees.

In practice, our intermediary team handles valuation queries and legal liaisons so you can focus on client advisory.

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