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New unsecured loan up to £10,000

New unsecured loan up to £10,000

Promise brokers now have access to unsecured loans from Everyday Loans. These are available to both homeowners and tenants up to £10,000. This is not a mainstream product and is aimed at borrowers who may have been declined by the High Street Lenders.

You can apply on behalf of your client and get instant decisions via the Promise loan Portal.

Please note there are certain areas of the country where this lender does not operate, please use the postcode checker to ensure your client resides in an acceptable location.

We hope to make an additional unsecured lender and a new secured loan product available to brokers in the next week or so.

In the meantime, please consider Promise for the marginal cases you can’t place.
We offer more lenders and niche products than other master brokers and will always try to give you ideas on other options available.
Below are a few headlines – follow the links for more information or call the broker support team on 01902 585052

• Widest Secured Loan panel in the UK – click here
Age 80, interest only, BTL 2nd charges, heavy adverse to 75% LTV , no accounts to 85% LTV,10X income and much more

• High LTV secured loans – click here
Up to 125% LTV, recent adverse accepted, will go third charge

• Unsecured Loans – click here
From 10%, bad credit accepted, £5000 to £500,000, 3 to 30 year term

• Short term loans secured on assets – click here
Raise money on jewellery, antiques, fine art, prestige cars, cherished number plates etc.

• 16 Bridging lenders – click here
Incl’ 3rd charge, business term loans, no proven income

• Complex Mortgages – click here
Still earn £1000 per completion but don’t have the distraction

Also coming soon is an upgrade to the sourcing system to make life easier for users on Windows 7 and latest browsers.

Promise Solutions Ltd
01902 585 052

www.promisemoney.co.uk

01902 585052

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2 out of 3 borrowers get a lower rate than our representative example of a regulated secured loan below:

Mortgages and Remortgages

Representative example

£80,000 over 240 months at an APRC OF 4.3% and a discounted variable annual interest rate for two years of 2.12% at £408.99 per month followed by 36 payments of £475.59 and 180 payments of £509.44. The total charge for credit is £39,873 which includes a £995 broker / processing fee and £125 application fee. Total repayable £119,873.

Secured / Second Charge Loans

Representative example

£63,000 over 228 months at an APRC OF 6.1% and an annual interest rate of 5.39% (Fixed for five years – variable thereafter) would be £463.09 per month, total charge for credit is £42,584.52 which includes a £2,690 broker / processing fee. Total repayable £105,584.52.

Unsecured Loans

Representative example

£4,000 over 36 months at an APR OF 49.9% (fixed) and an annual interest rate of 49.9% would be £216.21, total charge for credit is £3,783.56. Total repayable £7,783.56.


THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

REPAYING YOUR DEBTS OVER A LONGER PERIOD CAN REDUCE YOUR PAYMENTS BUT COULD INCREASE THE TOTAL INTEREST YOU PAY. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.


If you have been introduced to Promise Money by a third party / affiliate, Promise may pay them a share of any fees or commission it earns. Written terms available on request. Loans are subject to affordability status and available to UK residents aged 18 or over. Promise Money is a trading style of Promise Solutions Ltd. Promise Solutions is a broker offering products which represent the whole of the specialist second mortgage market and is authorised and regulated by the Financial Conduct Authority – Number 681423.