
Broker & Intermediary Briefing
Broker discount savings card
Specialist whole-of-market lending solutions structured across 90+ UK lenders. Rapid decisions, direct underwriting criteria, and competitive terms for complex borrowing requirements.
- Whole-of-Market Access: Over 10,000 specialist lending products
- Fast Completion Speeds: Dedicated broker underwriting for time-sensitive deals
- FCA-Authorised Guidance: 35+ years independent UK credit brokerage
Broker discount savings card
If I had seen this before I booked my family holiday I would have saved £283.
Take a look at this scheme ASAP . I use it, I save money, it’s free, and I can’t see any catch. Therefore Promise is now making this scheme available to Promise’s introducers as a benefit, a thank you, call it what you will. Whether you introduce secured loans to us or not, you can still get these discounts
Here is how it works:
Understanding Market Rates & Repayment Terms
- You buy a reusable gift card online for your favourite stores. No joining fees – no ongoing fees – it’s free
- You load cash onto the gift card using your debit or credit card – once set up it’s easy. here’s no additional card charges and you will still get your points etc on your credit card.
- Your discounts are instant – for every £100 you put on the card you will generally only pay £94 but this can be as low as £90, so you save £6 – £10 on every £100 you spend in-store, depending on the store.
- You still benefit from all additional in store offers and still earn your Nectar, Tesco Clubcard, Boots Advantage points etc as normal.
- When your balance on the card gets low you just ‘top it up’ again online.
Save 8p per litre on petrol
NB. Tesco are joining the program soon (Dec/Jan) so you’ll be able to get a 6% discount off of ALL purchases at their stores too. With Tesco this includes fuel at both Tesco Extra and Tesco Express petrol stations – a saving of around 8p per litre on every litre, and if they are running one of their own fuel promotions (e.g. ‘spend £50 in-store and get 5p off a litre’) you get that too.
Here is my personal experience
Key Criteria & Application Guidance
My family shopping is done at Sainsbury’s so I registered for a Sainsbury’s card
I automatically get a minimum 6% on my Sainsbury’s in store purchases
Recently I was notified of a 10% Super discount offer so I loaded £400 on to my card which cost me £360
I spent (actually my wife did) the £400 on shopping, booze, two for one offers and saved an additional £40
This is only available to closed user groups (normally for staff discounts etc). I have gained agreement that I can make this available to Promise’s registered introducers and have created the Promise Broker Discount Scheme
- There is no cost to join and no cost to be a member
- Family and friends can join
- There are over 30 National retailers and restaurants in the program – I wish I had seen this before I booked my holiday as I could have saved an additional 5% with Thomsons
For more information click here – Promise broker discount scheme.
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Intermediary Guidance for Broker Discount Savings
Structuring competitive terms on broker discount savings for your clients requires direct access to specialist underwriters. In addition, our intermediary lending desk works directly with over 90 specialist lenders across the UK.
Consequently, partnering with Promise Money ensures whole-of-market broker access, transparent procuration fees, and rapid decisions in principle for your client cases.
Key Takeaways: Broker Discount Savings Broker Briefing
Additionally, partnering with Promise Money gives intermediaries whole-of-market access across 90+ lenders with dedicated underwriter support.
Furthermore, direct access to our specialist desk protects your client relationships while ensuring transparent and competitive procuration fees.
Consequently, complex borrowing requirements—such as adverse credit or non-standard construction—are structured efficiently without delays.
Therefore, introducers can submit case details directly online or via phone to secure rapid Decisions in Principle.
Specifically, specialist mortgages and blended facilities are assessed with commercial speed to meet critical completion deadlines.
Moreover, lending criteria checklists ensure your client applications are fully verified prior to formal submission.
In addition, dedicated underwriter communication guarantees updates at every milestone from enquiry through to fund release.
Crucially, flexible repayment strategies including interest-only terms or capital reductions are verified from day one.
Understanding Market Rates & Repayment Terms
In practice, our intermediary team handles underwriting hurdles and solicitor liaisons so you can focus on client advisory.
Above all, whole-of-market access allows you to place non-standard residential property that mainstream banks decline.
As a result, your brokerage delivers reliable mortgage solutions even for complex applicant backgrounds.
After all, working with an established specialist credit broker with 35+ years of experience protects your reputation.
Meanwhile, case tracking tools provide instant visibility on legal progress and lender valuation sign-offs.
Indeed, high LTV options with specialist underwriting enable solutions for capital-constrained clients.
Finally, dedicated support ensures specialist residential mortgages complete smoothly and on time.
Unlike traditional broker networks, Promise Money requires zero membership fees or exclusive volume commitments.
Fortunately, second charge solutions allow capital raising while keeping your client’s existing low rates untouched.
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Meet our specialist team
Learn about our 35 year story >

Steve Walker
Managing Director – 40 years of experience
Founding chairman of the Corporation of Finance Brokers. Specialist in UK residential mortgages, secured loans, and regulated bridging.

Simon Carr
Commercial Director – Proptech
Specialist in complex mortgages, commercial underwriting, and developer finance. Architect of Promise Money’s automated lending tools.

