Deals on commercial business loans

Specialist whole-of-market lending solutions structured across 90+ UK lenders. Rapid decisions, direct underwriting criteria, and competitive terms for complex borrowing requirements.

Whole-of-Market Access: Over 10,000 specialist lending products
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Commercial Mortgages: Deals on commercial business loans

There are some great high street and specialist commercial deals

High street Commercial Mortgage deal – switching lender or need to raise capital

No lender arrangement fee.
No valuation fee and security fees.
High street rates/lender.
Standard legal charges apply.
Maximum loan £250,000 – but can capital raise up to that amount.
Only for borrowers who are switching lending from another provider.

Just off high Street but high street rates – great if affordability is tight and want minimum repayments

Interest Only
Pragmatic view on affordability
We are getting deals to fit here which wont fit affordability elsewhere due to the low rates and interest only options

Specialist lenders

Plenty of them to do the weird and wonderful – just ask

Here’s a new one for businesses and sole traders going through a bumpy patch

Great for start up’s or to cover short fall with other lenders
Equity not an issue
Poor accounts – will look at customer projections
Poor credit – every deal considered on overall case profile
Unsecured (£100K max), first charge or second charge to £150K
No ERC’s
Currently only available in the Midlands.

The commercial sector is really busy at the moment.

If you are thinking of business or commercial lending speak to an expert at Promise.

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Whole-of-Market Guidance for Commercial Business Loans

Securing competitive terms on commercial business loans requires expert underwriting knowledge. In addition, our specialist broker team works directly with over 90 specialist lenders across the UK.

Consequently, reviewing your commercial business loans options with an FCA-authorised specialist credit broker ensures whole-of-market access while avoiding unnecessary fees and delays.

Specialist Underwriting & Whole-of-Market Access

Because specialist lending facilities require bespoke underwriting, comparing lenders across the UK is essential. Explore our complete guide to Bridging Loans Desk to understand how different lending criteria apply to your requirements.

Promise Money is an independent credit broker authorised and regulated by the Financial Conduct Authority (FRN 681423). Our experienced team reviews your specific circumstances to secure optimal terms across 90+ UK lenders.

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Key Takeaways: Commercial Business Loans Checklist

Additionally, property valuations can often be expedited or desktop-assessed, significantly reducing upfront costs and surveyor delays.

Furthermore, specialist bridging lenders assess affordability based on property equity rather than strict credit scoring alone.

Consequently, time-critical auction purchases and broken chains can complete in as little as 3 to 7 working days.

Therefore, working with Promise Money ensures you compare optimal rates and terms across 90+ UK lenders.

Specifically, flexible interest options—including retained, rolled-up, or serviced interest—can be tailored to protect your cashflow.

Moreover, facility agreements can be structured with zero redemption penalties as soon as long-term funds are ready.

In addition, non-standard property construction such as timber frame or concrete can be financed without high street restrictions.

Crucially, borrowers facing historic credit blips or complex income structures can secure competitive terms through our panel.

In practice, working with experienced specialist solicitors prevents administrative hold-ups and keeps legal fees completely transparent.

Above all, establishing a verified exit strategy—such as property sale or remortgage—ensures smooth facility redemption.

As a result, property investors and homeowners retain complete control over project timelines and financial commitments.

After all, independent whole-of-market guidance ensures you never pay unnecessary arrangement fees or higher interest margins.

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