Commercial Loans
Your bank may have hundreds of products and plans, Promise Money has over 10000!

About Small Business & Commercial Loans
When it comes to commercial and business finance there is no standard template and no magic formula. Every application is different and the key is to make sure we understand what you want to achieve.
Promise is a nationwide specialist providing business loans
When it comes to commercial and business finance there is no standard template and no magic formula. Every application is different and the key is to make sure we understand what you want to achieve.
Typically our clients fall into two camps:
- Those who are looking for a better rate or their current bank simply doesn’t want their business any longer.
- Those who the banks have turned away but they still have a good project which needs funding.
In five minutes we can get a good picture of what you are trying to achieve and either offer a solution ourselves or point you in the right direction. This is specialist stuff which shouldn’t be rushed so we will give you a specialist to talk to and find the right solution for you. Call Promise today.
Below is an idea of some of the things we can consider:
- Business Loans
- Business Finance
- Non Status
- Business Types
- Asset Finance
- Cash Flow Finance
- Commercial Mortgages
- Self certification commercial mortgages
- Commercial remortgages
- Buy to let mortgages
- Bridging loans for commercial mortgages
- Business Mortgages
- Property Development
- Bridging Loans
- Bars
- Bed & Breakfast
- Factory Units
- Farms
- Golf Courses
- Hotels
- Leisure Centres
- Night Clubs
- Nursing Homes
- Offices
- Public Houses
- Restaurants
- Shops
Remember – you are much more likely to be offered favourable terms for secured loans on property.
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Additional Information
Commercial Loan Specialists
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Loans and Mortgages for Self Employed

Personal homeowner loans for tax
2 out of 3 borrowers get a lower rate than our representative example of a regulated secured loan below:
Mortgages and Remortgages
Representative example
£80,000 over 240 months at an APRC OF 4.3% and a discounted variable annual interest rate for two years of 2.12% at £408.99 per month followed by 36 payments of £475.59 and 180 payments of £509.44. The total charge for credit is £39,873 which includes a £995 broker / processing fee and £125 application fee. Total repayable £119,873.
Secured / Second Charge Loans
Representative example
£63,000 over 228 months at an APRC OF 6.1% and an annual interest rate of 5.39% (Fixed for five years – variable thereafter) would be £463.09 per month, total charge for credit is £42,584.52 which includes a £2,690 broker / processing fee. Total repayable £105,584.52.
Unsecured Loans
Representative example
£4,000 over 36 months at an APR OF 49.9% (fixed) and an annual interest rate of 49.9% would be £216.21, total charge for credit is £3,783.56. Total repayable £7,783.56.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME
REPAYING YOUR DEBTS OVER A LONGER PERIOD CAN REDUCE YOUR PAYMENTS BUT COULD INCREASE THE TOTAL INTEREST YOU PAY. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Written terms available on request. Loans are subject to affordability status and available to UK residents aged 18 or over. Promise Money is a trading style of Promise Solutions Ltd. Promise Solutions is a broker offering products which represent the whole of the specialist second mortgage market and is authorised and regulated by the Financial Conduct Authority – Number 681423.