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Fixed rates mortgages with no early repayment charges

Fixed rates mortgages with no early repayment charges

Specialist Mortgages

Fixed rates mortgages with no early repayment charges

Specialist whole-of-market lending solutions structured across 90+ UK lenders. Rapid decisions, direct underwriting criteria, and competitive terms for complex borrowing requirements.

  • Whole-of-Market Access: Over 10,000 specialist lending products
  • Fast Completion Speeds: Dedicated broker underwriting for time-sensitive deals
  • FCA-Authorised Guidance: 35+ years independent UK credit brokerage

Fixed rates mortgages with no early repayment charges

Have you heard about the new Flexible Fixed Mortgages

Here’s the problem.

With most fixed-rate mortgages, if your plans change, you can get penalised with early repayment charges for making large lump sum payments or paying the mortgage off early

So if you are thinking of maybe moving house you may avoid a longer-term fixed-rate or risk going for a variable rate. These new Flexible Fixed Mortgages give you the best of both worlds.

Some of the key features include:

  • Unlimited overpayments – each year instead of the usual cap of only 10% of the mortgage amount
  • No early repayment charges – some lenders charge up to 4% if you repay your loan during the fixed period

There are even some lenders offering free valuations and reduced legal fees on remortgages.

Please call 01902 585020 or visit www.promisemoney.co.uk

Don’t forget to share it with anyone who might be thinking of remortgaging or buying a new home.

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Whole-of-Market Guidance for Fixed Rate Mortgages

Securing competitive terms on fixed rate mortgages requires expert underwriting knowledge. In addition, our specialist broker team works directly with over 90 specialist lenders across the UK.

Consequently, reviewing your fixed rate mortgages options with an FCA-authorised specialist credit broker ensures whole-of-market access while avoiding unnecessary fees and delays.

Key Takeaways: Fixed Rate Mortgages Summary

Additionally, property valuations can often be expedited, significantly reducing upfront costs and surveyor delays.

Furthermore, specialist residential lenders assess affordability based on real financial circumstances rather than automated credit scoring.

Consequently, home buyers and refinancing borrowers can secure competitive rates across 90+ UK specialist lenders.

Therefore, working with Promise Money ensures you compare optimal rates and terms for your borrowing needs.

Specifically, flexible repayment options—including fixed-rate and tracker structures—can be tailored to protect your household budget.

Moreover, mortgage facilities can be structured with clear terms to support future financial flexibility and peace of mind.

In addition, non-standard properties and self-employed applicants can be financed without high street retail banking restrictions.

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Meet our specialist team

Learn about our 35 year story >


Steve Walker

Managing Director – 40 years of experience

Founding chairman of the Corporation of Finance Brokers. Specialist in UK residential mortgages, secured loans, and regulated bridging.

Simon Carr

Commercial Director – Proptech

Specialist in complex mortgages, commercial underwriting, and developer finance. Architect of Promise Money’s automated lending tools.