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Fix your mortgage rate for 10 years

We think this rate is amazing – check it out…

With so much uncertainty in the economy this could be a great deal to help you budget with more certainty and less worry for the next 10 years.

Whether you are buying, remortgaging to raise extra cash or just want to switch on to different mortgage deal, this new offer is well worth considering.


Fixed rate mortgage at 2.09% until 31/03/30

  • No application fee
  • Lender product fee £999 – can be added to the loan
  • Up to 10% of the capital can be repaid each year without penalty
  • Early repayment charge for the full amount before 31/3/22 – 5% of balance
  • Early repayment charge for the full amount between 31/3/22 and 31/3/25 – 3% of balance
  • No Early Repayment charge after 31/3/2025
  • Maximum LTV 50% for this rate – other rates available at higher LTV’s
  • After 31/03/30 the interest rate reverts to the lenders standard variable rate – currently 4.99%

Please call 01902 585020 or visit www.promisemoney.co.uk

Find a mortgage

Enter some details and we’ll compare thousands of mortgage plans – this will NOT affect your credit rating.

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2 out of 3 borrowers get a lower rate than our representative example of a regulated secured loan below:

Mortgages and Remortgages

Representative example

£80,000 over 240 months at an APRC OF 4.3% and a discounted variable annual interest rate for two years of 2.12% at £408.99 per month followed by 36 payments of £475.59 and 180 payments of £509.44. The total charge for credit is £39,873 which includes a £995 broker / processing fee and £125 application fee. Total repayable £119,873.

Secured / Second Charge Loans

Representative example

£63,000 over 228 months at an APRC OF 6.1% and an annual interest rate of 5.39% (Fixed for five years – variable thereafter) would be £463.09 per month, total charge for credit is £42,584.52 which includes a £2,690 broker / processing fee. Total repayable £105,584.52.

Unsecured Loans

Representative example

£4,000 over 36 months at an APR OF 49.9% (fixed) and an annual interest rate of 49.9% would be £216.21, total charge for credit is £3,783.56. Total repayable £7,783.56.


THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

REPAYING YOUR DEBTS OVER A LONGER PERIOD CAN REDUCE YOUR PAYMENTS BUT COULD INCREASE THE TOTAL INTEREST YOU PAY. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.


Written terms available on request. Loans are subject to affordability status and available to UK residents aged 18 or over. Promise Money is a trading style of Promise Solutions Ltd. Promise Solutions is a broker offering products which represent the whole of the specialist second mortgage market and is authorised and regulated by the Financial Conduct Authority – Number 681423.

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