Are the appliances included in the sale?
26th March 2026
By Simon Carr
Determining whether kitchen appliances are included when buying a property in the UK is one of the most common sources of confusion and dispute in the conveyancing process. Generally, appliances are only included if they are legally classified as ‘fixtures’ (permanently attached) or if they are specifically listed and agreed upon as ‘chattels’ (freestanding items) within the contractual documentation before the exchange of contracts takes place.
TL;DR: Appliances are only included if they are deemed fixtures (permanently integrated) or explicitly listed on the contractual Fittings and Contents Form (TA10). Buyers and sellers must clearly agree on which items stay or go before the exchange of contracts; relying on assumptions based on the property viewing is risky and can lead to costly delays or breaches of contract.
Addressing the Question: Are the Appliances Included in the Sale?
The answer to the question, are the appliances included in the sale?, is rarely straightforward and seldom covered by law unless explicit contractual agreements are in place. When a property changes hands in the UK, the inclusion of items like ovens, dishwashers, washing machines, and fridges depends on their legal classification and, crucially, the formal written agreement between the buyer and the seller.
Understanding this distinction is vital, especially when dealing with the tight deadlines and financial commitments associated with property purchase, which may involve specialised products like bridging loans or mortgages. Clarity early on prevents post-sale disputes.
Fixtures vs. Chattels: The Legal Baseline
UK property law separates items within a property into two key categories: fixtures and chattels. This distinction dictates whether an item is automatically considered part of the sale or whether it remains the seller’s personal possession.
Fixtures (Generally Included)
Fixtures are items that have become permanently or semi-permanently attached to the land or building, making them an essential part of the structure. Removing a fixture would typically cause damage to the property.
- Integrated appliances (e.g., a dishwasher or washing machine built into kitchen units).
- Ovens and hobs that are hard-wired or built into the work surface.
- Fitted bathroom units or built-in cupboards.
- Boilers, radiators, and integrated heating systems.
Even if an item is considered a fixture, its inclusion should still be confirmed in writing. If a seller intends to take a fixture (such as a uniquely designed light fitting or an integrated high-end oven), they must explicitly exclude it from the sale in the contract documentation.
Chattels (Generally Not Included)
Chattels, often referred to as ‘fittings’ or ‘contents,’ are freestanding items that are not permanently attached to the building. They are considered the personal property of the seller and are typically removed upon completion unless specifically agreed otherwise.
- Freestanding white goods (e.g., washing machines, tumble dryers, freestanding fridges, and freezers).
- Moveable furniture and soft furnishings.
- Artwork, mirrors, and rugs.
- Microwaves and toasters.
If a buyer wants a chattel appliance to be included (for instance, a large American-style fridge-freezer that perfectly fits the kitchen space), they must negotiate its inclusion, usually at an agreed price, and ensure it is listed in the contract documentation.
The Crucial Role of the TA10 Fittings and Contents Form
In practice, the legal definitions of fixtures and chattels often overlap and lead to uncertainty. To mitigate this risk, UK conveyancers rely on the Law Society’s standard forms, specifically the TA10 Fittings and Contents form, to provide clarity.
The TA10 form is completed by the seller and details exactly which items are:
- Included in the sale price: Items the seller intends to leave without charging extra.
- Excluded from the sale: Items the seller intends to remove, even if they appear to be fixtures.
- Available by separate negotiation: Chattels (appliances) the seller is willing to leave for an additional, agreed price.
For buyers, reviewing the TA10 form is perhaps the most important step regarding appliances. You should cross-reference this form with what you saw during viewings. Any verbal assurance given by the seller or estate agent regarding appliances must be confirmed in writing on the TA10 form before the exchange of contracts.
What Happens if the Seller Removes an Included Appliance?
Once the TA10 form is signed and contracts are exchanged, it becomes legally binding. If the seller removes an appliance or fitting that was explicitly listed as included, they are in breach of contract. This can lead to delays in completion or, in severe cases, legal action to reclaim the cost of the missing item.
For more detailed information on the conveyancing process, including documentation like the TA10, it is advisable to consult reliable government guidance on buying and selling property in England and Wales. You can find helpful resources on the GOV.UK website.
Negotiation and Valuation of Appliances
Many freestanding appliances, though technically chattels, are highly desirable to buyers, especially if they are new, high-specification, or integral to the look of the kitchen. Negotiating their inclusion is common practice.
When negotiating, consider the following:
- Separate Pricing: Buyers often pay a nominal sum for chattels to be left behind. This separate agreement is legally distinct from the property price and may help reduce Stamp Duty Land Tax (SDLT) obligations, as SDLT is calculated only on the value of the land and fixtures. However, valuations must be realistic and reflect the true worth of the item.
- Condition Check: Ensure any appliance you agree to purchase separately is checked thoroughly. The seller typically provides no warranty or guarantee for its working condition post-completion, unless specifically stated in the contract.
- Documentation: Ensure the final negotiated list and agreed prices are fully reflected in the TA10 form and are signed off by both parties’ conveyancers prior to exchange.
In situations where buyers need to secure funds quickly to facilitate a simultaneous purchase, they may rely on short-term financial solutions. Whether you are using traditional mortgage finance or considering bridging finance to cover the property transaction gap, clarity on the contents of the sale is essential for accurate valuation and smooth completion.
When securing finance against property, such as a bridging loan, remember that Your property may be at risk if repayments are not made. Consequences of default can include legal action, repossession, increased interest rates, and additional charges. Ensuring you have robust finances and a clear path to completion (unhindered by appliance disputes) is paramount.
Furthermore, lenders will assess your financial stability before offering secured credit. Understanding your credit standing is a crucial step in this process. Get your free credit search here. It’s free for 30 days and costs £14.99 per month thereafter if you don’t cancel it. You can cancel at anytime. (Ad)
People also asked
What is the difference between an integrated appliance and a freestanding one?
An integrated appliance is designed to be fully concealed within the kitchen cabinetry or built into the structure, usually making it a fixture that stays with the property. A freestanding appliance is simply plugged in and can be easily moved, making it a chattel that is typically taken by the seller.
Are light fittings considered fixtures or chattels?
Generally, light fittings that are wired into the ceiling (such as standard ceiling roses or fixed spotlights) are considered fixtures and are included. However, sellers often reserve the right to remove non-standard, decorative fittings or chandeliers, provided they replace them with a standard fitting and this exclusion is documented on the TA10 form.
Should I pay extra for appliances, or have them included in the total house price?
It is generally advisable to agree on a separate, realistic valuation for appliances (chattels) and pay for them separately. This ensures clarity and can potentially offer minor tax advantages, as the property price—used to calculate SDLT—is based on the fixed elements of the property, excluding contents.
What if the seller promises to leave an appliance verbally?
Verbal agreements regarding the inclusion of appliances are not legally binding in the context of a property sale contract. Only items explicitly listed as included on the signed TA10 Fittings and Contents form, which forms part of the contract documentation, are legally assured to remain after completion.
Does the kitchen unit itself count as an appliance or a fixture?
The kitchen unit structure—the fixed cabinets, worktops, and permanent shelving—is definitively classified as a fixture and must remain with the property upon completion, as its removal would fundamentally damage the property structure.
Summary of Key Actions for Buyers and Sellers
For a smooth property sale, clarity around appliances is essential. Whether you are the buyer or the seller, proactive communication and thorough documentation are key to avoiding last-minute complications that could jeopardise the timely completion of the sale.
Buyers should:
- Inspect the TA10 form immediately upon receipt.
- Ask their solicitor to specifically query any expensive or desirable appliances seen during viewings that are not clearly listed as included.
- Negotiate the separate purchase of desired chattels early in the process.
Sellers should:
- Complete the TA10 form accurately and honestly, listing everything that will be removed.
- Ensure that any appliance they wish to take, even if integrated (a fixture), is clearly listed as an exclusion.
- Remove all excluded items before the final completion date to facilitate a timely handover.
By clearly defining which appliances stay and which go well ahead of the exchange date, both parties can proceed confidently, knowing that the property valuation and the contractual terms are fully aligned.
Promise Money is a broker not a lender. Therefore we offer lenders representing the whole of market for mortgages, secured loans, bridging finance, commercial mortgages and development finance. These loans are secured on property and subject to the borrowers status. We may receive commissions that will vary depending on the lender, product, or other permissable factors. The nature of any commission will be confirmed to you before you proceed.
More than 50% of borrowers receive offers better than our representative examples
The %APR rate you will be offered is dependent on your personal circumstances.
Mortgages and Remortgages
Representative example
Borrow £270,000 over 300 months at 7.1% APRC representative at a fixed rate of 4.79% for 60 months at £1,539.39 per month and thereafter 240 instalments of £2050.55 at 8.49% or the lender’s current variable rate at the time. The total charge for credit is £317,807.66 which includes £2,500 advice / processing fees and £125 application fee. Total repayable £587,807.66
Secured / Second Charge Loans
Representative example
Borrow £62,000 over 180 months at 9.9% APRC representative at a fixed rate of 7.85% for 60 months at £622.09 per month and thereafter 120 instalments of £667.54 at 9.49% or the lender’s current variable rate at the time. The total charge for credit is £55,730.20 which includes £2,660 advice / processing fees and £125 application fee. Total repayable £117,730.20
Unsecured Loans
Representative example
Annual Interest Rate (fixed) is 49.7% p.a. with a Representative 49.7% APR, based on borrowing £5,000 and repaying this over 36 monthly repayments. Monthly repayment is £243.57 with a total amount repayable of £8,768.52 which includes the total interest repayable of £3,768.52.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME
REPAYING YOUR DEBTS OVER A LONGER PERIOD CAN REDUCE YOUR PAYMENTS BUT COULD INCREASE THE TOTAL INTEREST YOU PAY. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Promise Money is a trading style of Promise Solutions Ltd – Company number 04822774Promise Solutions, Fullard House, Neachells Lane, Wolverhampton, WV11 3QG
Authorised and regulated by the Financial Conduct Authority – Number 681423The Financial Conduct Authority does not regulate some forms of commercial / buy-to-let mortgages
Website www.promisemoney.co.uk


