The Bridging 100.
Rates & Costs
Complete transparency on rates, fees, and costs. Understand exactly what you’ll pay with 21+ expert answers covering interest rates, LTV, fees, and calculations.
What are the typical interest rates for bridging loans?
Short answer to: What are the typical interest rates for bridging loans?…
How much can I borrow (Minimum and Maximum)?
Short answer to: How much can I borrow (Minimum and Maximum)?…
What fees are involved (Arrangement, Valuation, Legal)?
Short answer to: What fees are involved (Arrangement, Valuation, Legal)?…
Can I pay off a bridging loan early?
Short answer to: Can I pay off a bridging loan early?…
What is the maximum LTV (Loan to Value) for a bridging loan?
Short answer to: What is the maximum LTV (Loan to Value) for a bridging loan?…
How do repayments work with bridging loans?
Short answer to: How do repayments work with bridging loans?…
Are bridging loans interest-only?
Short answer to: Are bridging loans interest-only?…
How are interest rates calculated on bridging loans?
Short answer to: How are interest rates calculated on bridging loans?…
Are there any Early Repayment Charges (ERCs)?
Short answer to: Are there any Early Repayment Charges (ERCs)?…
How do I find the best bridging loan rates?
Short answer to: How do I find the best bridging loan rates?…
What are the tax implications of a bridging loan?
Short answer to: What are the tax implications of a bridging loan?…
How is interest charged on a bridging loan?
Short answer to: How is interest charged on a bridging loan?…
Can I pay interest monthly on a bridging loan?
Short answer to: Can I pay interest monthly on a bridging loan?…
What is a “Rollover” in bridging finance?
Short answer to: What is a “Rollover” in bridging finance?…
How do I compare different bridging loan offers?
Short answer to: How do I compare different bridging loan offers?…
Can I get a bridging loan with a high LTV?
Short answer to: Can I get a bridging loan with a high LTV?…
What is “Interest Roll-up” (Retained Interest)?
Short answer to: What is “Interest Roll-up” (Retained Interest)?…
Can bridging loans be paid in installments?
Short answer to: Can bridging loans be paid in installments?…
How do I calculate the total cost of a bridging loan?
Short answer to: How do I calculate the total cost of a bridging loan?…
What is the difference between Gross and Net loan amounts?
Short answer to: What is the difference between Gross and Net loan amounts?…
What are the interest rates for commercial bridging loans?
Short answer to: What are the interest rates for commercial bridging loans?…
What Options Do My Heirs Have When I Pass Away With A Rio Mortgage
Short answer to: What Options Do My Heirs Have When I Pass Away With A Rio Mortgage…
Are There Administrative Fees For Dealing With Help To Buy
Short answer to: Are There Administrative Fees For Dealing With Help To Buy…
How Safe Is The Area
Short answer to: How Safe Is The Area…
What Are The Pros And Cons Of Each Option
Short answer to: What Are The Pros And Cons Of Each Option…
Does The Calculator Account For Regional Differences In Stamp Duty Rates
Short answer to: Does The Calculator Account For Regional Differences In Stamp Duty Rates…
Can I Include Additional Income Sources Like Bonuses Or Rental Income
Short answer to: Can I Include Additional Income Sources Like Bonuses Or Rental Income…
Whats The Difference Between Secured And Unsecured Commercial Finance
Short answer to: Whats The Difference Between Secured And Unsecured Commercial Finance…
Am I Planning To Start A Family Or Make Other Life Changes That Might Affect My Housing Needs
Short answer to: Am I Planning To Start A Family Or Make Other Life Changes That Might Affect My Housing Needs…
What Is The Buy Refurbish Refinance Rent Brrr Method
Short answer to: What Is The Buy Refurbish Refinance Rent Brrr Method…
What Happens During Exchange Of Contracts
Short answer to: What Happens During Exchange Of Contracts…
How Has The Value Of My Property Changed Since I Purchased It
Short answer to: How Has The Value Of My Property Changed Since I Purchased It…
What Is The Timeline For Making Decisions Before Interest Payments Increase Further
Short answer to: What Is The Timeline For Making Decisions Before Interest Payments Increase Further…
Do Fire Safety Regulations Impact Hmo Financing
Short answer to: Do Fire Safety Regulations Impact Hmo Financing…
Can I Back Out Of The Purchase After Making An Offer
Short answer to: Can I Back Out Of The Purchase After Making An Offer…
Have I Explored All Possible Solutions For My Situation
Short answer to: Have I Explored All Possible Solutions For My Situation…
Will I Need To Make Major Repairs Or Renovations
Short answer to: Will I Need To Make Major Repairs Or Renovations…
Is Now The Right Time To Make Financial Changes Considering The Economy
Short answer to: Is Now The Right Time To Make Financial Changes Considering The Economy…
What Happens If I Miss A Payment
Short answer to: What Happens If I Miss A Payment…
What Are The Typical Interest Rates For Bridging Loans
Short answer to: What Are The Typical Interest Rates For Bridging Loans…
What Is The Maximum Ltv Loan To Value For A Bridging Loan
Can You Release Equity On A Buy To Let Property
Short answer to: Can You Release Equity On A Buy To Let Property…
How Can I Show Im A Serious Buyer
Short answer to: How Can I Show Im A Serious Buyer…
Are There Any Obvious Signs Of Damp Cracks Or Structural Issues
Short answer to: Are There Any Obvious Signs Of Damp Cracks Or Structural Issues…
When Was The Boiler Last Serviced Or Replaced
Short answer to: When Was The Boiler Last Serviced Or Replaced…
Should I Pay For A Property Valuation In Addition To A Survey
Short answer to: Should I Pay For A Property Valuation In Addition To A Survey…
Are There Bridging Loans For Non Uk Residents
Short answer to: Are There Bridging Loans For Non Uk Residents…
What Is A Closed Bridging Loan
When Should I Start Thinking About Selling Or Upgrading My Home
Short answer to: When Should I Start Thinking About Selling Or Upgrading My Home…
Can Bridging Loans Be Paid In Installments
Does The Property Have Enough Storage
Short answer to: Does The Property Have Enough Storage…
Can I Explore Other Affordable Housing Schemes
Short answer to: Can I Explore Other Affordable Housing Schemes…
What Is The Best Way To Organise Moving
Short answer to: What Is The Best Way To Organise Moving…
What Happens On Completion Day
Short answer to: What Happens On Completion Day…
Can Contractors Release Equity From Their Home
Short answer to: Can Contractors Release Equity From Their Home…
Does The Calculator Account For Overpayment Fees Or Charges
Short answer to: Does The Calculator Account For Overpayment Fees Or Charges…
What Happens To My Offer If Another Buyer Bids Higher
Short answer to: What Happens To My Offer If Another Buyer Bids Higher…
Are Fixed Or Variable Rates Better For Contractors
Short answer to: Are Fixed Or Variable Rates Better For Contractors…
How Can I Check If A Lender Is Authorised By The Fca Financial Conduct Authority
Short answer to: How Can I Check If A Lender Is Authorised By The Fca Financial Conduct Authority…
How Is Interest Charged On A Bridging Loan
Short answer to: How Is Interest Charged On A Bridging Loan…
What If My Contract Is About To Expire
Short answer to: What If My Contract Is About To Expire…
Should I Wait To See If Property Prices Increase Before Selling
Short answer to: Should I Wait To See If Property Prices Increase Before Selling…
What Happens To Interest Rates If The Base Rate Changes
Short answer to: What Happens To Interest Rates If The Base Rate Changes…
How Are Interest Rates Calculated On Bridging Loans
Short answer to: How Are Interest Rates Calculated On Bridging Loans…
Should I Buy A New Build Or An Older Property
Short answer to: Should I Buy A New Build Or An Older Property…
Can I See The Cumulative Interest Paid At Any Point In The Table
Short answer to: Can I See The Cumulative Interest Paid At Any Point In The Table…
What Are Property Deeds And Do I Need To Review Them
Short answer to: What Are Property Deeds And Do I Need To Review Them…
Can A Bridging Loan Be Used For Tax Liabilities
Can I Get An Hmo Mortgage For An Unlicensed Property
Short answer to: Can I Get An Hmo Mortgage For An Unlicensed Property…
Can Contractors In The Uk Buy A House Abroad
Short answer to: Can Contractors In The Uk Buy A House Abroad…
Is The Area Family Friendly If Relevant
Short answer to: Is The Area Family Friendly If Relevant…
How Will Rising Interest Rates Affect My Options
Short answer to: How Will Rising Interest Rates Affect My Options…
Can I Get An Hmo Mortgage With No Deposit
Short answer to: Can I Get An Hmo Mortgage With No Deposit…
Can I See The Breakdown Of Principal And Interest For Each Payment
Short answer to: Can I See The Breakdown Of Principal And Interest For Each Payment…
Can I Adjust The Property Value And Loan Amount To Test Different Scenarios
Short answer to: Can I Adjust The Property Value And Loan Amount To Test Different Scenarios…
Are There Local Amenities Such As Shops Gp Surgeries And Parks
Short answer to: Are There Local Amenities Such As Shops Gp Surgeries And Parks…
Can I Input Varying Interest Rates For Fixed And Variable Periods
Short answer to: Can I Input Varying Interest Rates For Fixed And Variable Periods…
Does The Calculator Account For Additional Property Purchases
Short answer to: Does The Calculator Account For Additional Property Purchases…
What Happens If The Survey Finds Issues
Short answer to: What Happens If The Survey Finds Issues…
Does The Calculator Include Fees Such As Arrangement Or Early Repayment Charges
Short answer to: Does The Calculator Include Fees Such As Arrangement Or Early Repayment Charges…
Do I Value Stability Over Flexibility In My Housing Situation
Short answer to: Do I Value Stability Over Flexibility In My Housing Situation…
Is There A Risk Of Subsidence
Short answer to: Is There A Risk Of Subsidence…
Is Now A Good Time To Sell In My Local Property Market
Short answer to: Is Now A Good Time To Sell In My Local Property Market…
Can This Calculator Handle Multiple Scenarios Or Comparisons Simultaneously
Short answer to: Can This Calculator Handle Multiple Scenarios Or Comparisons Simultaneously…
How Long Has The Property Been On The Market
Short answer to: How Long Has The Property Been On The Market…
What Are The Typical Durations For Bridging Loans
Short answer to: What Are The Typical Durations For Bridging Loans…
Does The Calculator Account For Additional Costs Like Stamp Duty Or Legal Fees
Short answer to: Does The Calculator Account For Additional Costs Like Stamp Duty Or Legal Fees…
Does The Table Show The Remaining Balance After Each Payment
Short answer to: Does The Table Show The Remaining Balance After Each Payment…
How Do I Find The Best Bridging Loan Rates
Short answer to: How Do I Find The Best Bridging Loan Rates…
What Is My Preferred Outcome Repayment Remortgaging Or Selling
Short answer to: What Is My Preferred Outcome Repayment Remortgaging Or Selling…
What Types Of Assets Can Be Financed
Short answer to: What Types Of Assets Can Be Financed…
What Inputs Are Required For This Calculator To Function Effectively
Short answer to: What Inputs Are Required For This Calculator To Function Effectively…
What Is The Minimum Value Of An Asset That Can Be Financed
Short answer to: What Is The Minimum Value Of An Asset That Can Be Financed…
Does The Property Have Off Road Parking Or A Garage
Short answer to: Does The Property Have Off Road Parking Or A Garage…
Do I Need Professional Removal Services
Short answer to: Do I Need Professional Removal Services…
Are There Secured Loans That Offer Flexible Repayment Terms For Different Financial Situations
Short answer to: Are There Secured Loans That Offer Flexible Repayment Terms For Different Financial Situations…
How Does The Calculator Calculate The Ltv Ratio
Short answer to: How Does The Calculator Calculate The Ltv Ratio…
Should I Negotiate The Asking Price
Short answer to: Should I Negotiate The Asking Price…
How Does The Calculator Handle Secured Vs Unsecured Debts
Short answer to: How Does The Calculator Handle Secured Vs Unsecured Debts…
What Are The Risks Of Using A Loan For Hmo Property Investment
Short answer to: What Are The Risks Of Using A Loan For Hmo Property Investment…
How Does The Calculator Handle Shared Ownership Properties
Short answer to: How Does The Calculator Handle Shared Ownership Properties…
What Is A Rollover In Bridging Finance
How Does The Calculator Handle Joint Applications With Multiple Incomes
Short answer to: How Does The Calculator Handle Joint Applications With Multiple Incomes…
What Is A No Negative Equity Guarantee
Short answer to: What Is A No Negative Equity Guarantee…
How Much Will A Solicitor Charge For Handling Legal Aspects Of Repayment
Short answer to: How Much Will A Solicitor Charge For Handling Legal Aspects Of Repayment…
Are There Any Disputes Or Issues With The Property That Might Affect Selling Or Remortgaging
Short answer to: Are There Any Disputes Or Issues With The Property That Might Affect Selling Or Remortgaging…
What Are Some Alternatives To Asset Finance
Short answer to: What Are Some Alternatives To Asset Finance…
Have I Accounted For All Future Costs Such As Maintenance Insurance And Council Tax
Short answer to: Have I Accounted For All Future Costs Such As Maintenance Insurance And Council Tax…
Should I Involve A Solicitor For Any Legal Aspects
Short answer to: Should I Involve A Solicitor For Any Legal Aspects…
How Accurate Are The Results Provided By This Calculator
Short answer to: How Accurate Are The Results Provided By This Calculator…
Are There Bridging Loans For Ex Pats
What Is The Process For Valuing The Property For A Bridging Loan
Short answer to: What Is The Process For Valuing The Property For A Bridging Loan…
Are Public Transport Links Easily Accessible
Short answer to: Are Public Transport Links Easily Accessible…
How Does The Calculator Calculate The Impact Of Overpayments On The Total Interest Paid
Short answer to: How Does The Calculator Calculate The Impact Of Overpayments On The Total Interest Paid…
What Alternatives Are There To Equity Release
Short answer to: What Alternatives Are There To Equity Release…
Can I Mortgage A Mixed Use Property With Hmo Elements
Short answer to: Can I Mortgage A Mixed Use Property With Hmo Elements…
Can The Results Be Exported As A Pdf Or Shared Via Email
Short answer to: Can The Results Be Exported As A Pdf Or Shared Via Email…
When Do I Pay The Deposit
Short answer to: When Do I Pay The Deposit…
Does My Current Property Align With My Personal Values Or Future Aspirations
Short answer to: Does My Current Property Align With My Personal Values Or Future Aspirations…
Is The Area At Risk Of Flooding
Short answer to: Is The Area At Risk Of Flooding…
Are There Annual Service Charges Or Ground Rent Fees
Short answer to: Are There Annual Service Charges Or Ground Rent Fees…
Should I Seek Professional Advice From A Mortgage Broker Or Financial Advisor
Short answer to: Should I Seek Professional Advice From A Mortgage Broker Or Financial Advisor…
Whats The Difference Between An Hmo Loan And An Hmo Mortgage
Short answer to: Whats The Difference Between An Hmo Loan And An Hmo Mortgage…
What Is The Typical Interest Roll Up In Bridging Loans
When Should I Consider An Hmo Loan Over An Hmo Mortgage
Short answer to: When Should I Consider An Hmo Loan Over An Hmo Mortgage…
How Many Properties Should I View Before Making An Offer
Short answer to: How Many Properties Should I View Before Making An Offer…
What Happens If The Asset Is Damaged Or Destroyed During The Finance Term
Short answer to: What Happens If The Asset Is Damaged Or Destroyed During The Finance Term…
How Does The Calculator Differentiate Between Income And Expenses
Short answer to: How Does The Calculator Differentiate Between Income And Expenses…
How Does Invoice Factoring Compare To Other Financing Options
Short answer to: How Does Invoice Factoring Compare To Other Financing Options…
Do I Plan To Stay In The Property For The Long Term
Short answer to: Do I Plan To Stay In The Property For The Long Term…