In early 2017, new regulations from the Prudential Regulation Authority (PRA) come into force, which will tighten the rules on affordability for clients who are seeking to raise finance for a BTL. In preparedness for this, lenders are beginning to tighten their criteria on, though the rules are still flexible for the time being. […]
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In March 2016, a new piece of regulation was bought in for mortgage brokers which dramatically changed the face of the industry. This is known as the Mortgage Credit Directive or the MCD. […]
A growing trend we have seen here at Promise Money is an increasing number of borrowers are looking to complete a mortgage and a second charge at the same time. […]
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