We are not stalking you – Really..
Specialist whole-of-market lending solutions structured across 90+ UK lenders. Rapid decisions, direct underwriting criteria, and competitive terms for complex borrowing requirements.
- Whole-of-Market Access: Over 10,000 specialist lending products
- Fast Completion Speeds: Dedicated broker underwriting for time-sensitive deals
- FCA-Authorised Guidance: 35+ years independent UK credit brokerage
We are not stalking you – Really…
Firstly, we’re sorry if our recent posts have been rather frequent but, all of a sudden, there’s a lot happening with second charges to tell you.
We promise to calm it down for a while.
Here’s what we have for you today – This wasn’t possible yesterday
- Primary Factor: New – lowest current rate on the market now 3.69% and no credit score required.
- Second Element: New – Where only one year of self-employed accounts are available, an accountant’s projection can now be used – LTV up to 85% and rates from 3.69% – THIS IS A MASSIVE IMPROVEMENT as many lenders won’t accept an accountants reference at these rates
- Third Aspect: New – Near prime (1 CCJ or current month arrears occurring in last 12) from 4.99%
- Additional Point: New – The loan term can now exceed the remaining term of a first-charge mortgage
We hope you find our updates helpful rather than annoying (add them to your CPD file) and call us first on your new enquiries.
Latest Articles
Whole-of-Market Guidance for Client Communication Standards
Securing competitive terms on client communication standards requires expert underwriting knowledge. In addition, our specialist broker team works directly with over 90 specialist lenders across the UK.
Consequently, reviewing your client communication standards options with an FCA-authorised specialist credit broker ensures whole-of-market access while avoiding unnecessary fees and delays.
Specialist Underwriting & Whole-of-Market Access
Because specialist lending facilities require bespoke underwriting, comparing lenders across the UK is essential. Explore our complete guide to Secured Loans Desk to understand how different lending criteria apply to your requirements.
Promise Money is an independent credit broker authorised and regulated by the Financial Conduct Authority (FRN 681423). Our experienced team reviews your specific circumstances to secure optimal terms across 90+ UK lenders.
Key Takeaways: Client Communication Standards Checklist
Additionally, property valuations can often be expedited using automated models, significantly reducing upfront costs and surveyor delays.
Furthermore, specialist secured loan lenders assess affordability using total household income and realistic expenditure assessments.
Consequently, homeowners can secure substantial borrowing amounts even with historic credit blips or non-standard employment income.
Therefore, working with Promise Money ensures you compare optimal rates and terms across 90+ UK specialist lenders.
Add Promise Money as a Preferred Source
Want fast, expert guidance on UK property finance? Set Promise Money as your trusted source to prioritise our specialist rate guides, market updates, and mortgage analysis in your Google Search and AI results.
Meet our specialist team
Learn about our 35 year story >
Steve Walker
Managing Director – 40 years of experience
Founding chairman of the Corporation of Finance Brokers. Specialist in UK residential mortgages, secured loans, and regulated bridging.
Simon Carr
Commercial Director – Proptech
Specialist in complex mortgages, commercial underwriting, and developer finance. Architect of Promise Money’s automated lending tools.