Small business loans, commercial loans and loans for Self Employed

Specialist whole-of-market lending solutions structured across 90+ UK lenders. Rapid decisions, direct underwriting criteria, and competitive terms for complex borrowing requirements.

Whole-of-Market Access: Over 10,000 specialist lending products
Fast Completion Speeds: Dedicated broker underwriting for time-sensitive deals
FCA-Authorised Guidance: 35+ years independent UK credit brokerage

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Small business loans, commercial loans and loans for Self Employed

If you are finding it difficult to find a small business loan, commercial loan or loans for self employed borrowers, we have created the perfect solution.

You can use this to find secured loans and business loans for your clients. Members of the public can also contact us direct.

We have created a loan referral and case tracking portal specifically for the professional advisory sector. Specifically, we have removed many of the features which brokers use enabling you to simply pass us your clients name and contact details without the need for you to have a consumer credit licence. In addition, we will contact them and do the rest but you can track your cases live if you wish.

By registering with us today, you are not committed to use us. However, you will be sent a unique log on so we (and you) can track any enquiries you send us. You can also request occasional updates should any new products come on the market which may benefit your clients. If this is not of interest today, please keep this email as there will surely be occasions where we can help your clients and pay you generous introductory commissions.

What type of borrower are you?

Intermediaries should go here https://www.promisemoney.co.uk/intermediaries/

Members of the public should go here commercial and business loans

As I mentioned in my previous email, we are providing this tailored service following enquiries from a number of accountancy firms and individual accountants. Most were very surprised how many options still exist for self employed borrowers who own their own home.

It is a misconception that borrowing is severely limited for self employed borrowers. In the mortgage sector that may be true. As the UK’s leading secured loan master broker we have a wide range of products aimed specifically at self employed borrowers. You can earn a substantial income from referrals without any further involvement whilst helping your clients find a financial solution. Our business mainly comes from mortgage advisers and IFA’s and we are approved by more Mortgage Networks and Mortgage Clubs than any other master broker. However, our services are equally valuable to you and your clients. All we require is to know that your clients are homeowners plus their contact details and we will call them and do the rest.

The terms we are able to get from our lenders are simply not available in the mortgage sector. Our lenders, many are backed by banks and building societies, can offer these terms because they are not regulated under the FSA regime and are generally dealing with smaller advances and smaller volumes.

Key Criteria & Application Guidance

Because you are not involved in the loan sourcing process, and an occasional loan referral is purely incidental to your business, you do not need a consumer credit licence. However we do pay generous introductory commissions which you can keep within your business or pass on to your client as a good will gesture.

In closing I would like to add that we pay commission the day after your loan completes – before we get paid ourselves. In addition, we have Punjabi and Urdu speaking staff to help relevant clients if their English is poor.

I hope you feel it is worth a minute of your time to register with us. If you have any questions please call my colleagues or speak to me. More accountants are getting involved in this sector and with our 25 years experience and accreditations from the main components of the mortgage sector you can rest assured your clients will be in good hands.

We look forward to hearing from you.

www.promisemoney.co.uk

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Intermediary Guidance for Small Business Loans

Structuring competitive terms on small business loans for your clients requires direct access to specialist underwriters. In addition, our intermediary lending desk works directly with over 90 specialist lenders across the UK.

Consequently, partnering with Promise Money ensures whole-of-market broker access, transparent procuration fees, and rapid decisions in principle for your client cases.

Partner With Our Broker Desk →

Key Takeaways: Small Business Loans Broker Briefing

Additionally, partnering with Promise Money gives intermediaries whole-of-market access across 90+ lenders with dedicated underwriter support.

Furthermore, direct access to our specialist desk protects your client relationships while ensuring transparent and competitive procuration fees.

Consequently, complex borrowing requirements—such as adverse credit or mixed-use assets—are structured efficiently without delays.

Therefore, introducers can submit case details directly online or via phone to secure rapid Decisions in Principle.

Specifically, commercial mortgages and blended facilities are assessed with commercial speed to meet critical completion deadlines.

Moreover, lending criteria checklists ensure your client applications are fully verified prior to formal submission.

In addition, dedicated underwriter communication guarantees updates at every milestone from enquiry through to fund release.

Crucially, flexible repayment strategies including interest-only terms or capital reductions are verified from day one.

In practice, our intermediary team handles underwriting hurdles and solicitor liaisons so you can focus on client advisory.

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