Broker & Intermediary Briefing

Secured Loan Comparisons

Specialist whole-of-market lending solutions structured across 90+ UK lenders. Rapid decisions, direct underwriting criteria, and competitive terms for complex borrowing requirements.

Whole-of-Market Access: Over 10,000 specialist lending products
Fast Completion Speeds: Dedicated broker underwriting for time-sensitive deals
FCA-Authorised Guidance: 35+ years independent UK credit brokerage

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Secured Loan Comparisons

Here is an email template you can send to your business contacts to generate secured loan enquiries.

It’s quick, easy and could get the phone ringing.

This follows on from a similar email I sent which you can send to your clients. If you missed this, please call us and we can resend it to you.

As this email is intended for business to business use, the compliance issues largely go away.

If you have relationships with Accountants, Estate Agents, Solicitors etc, an email such as the one below may create both loan and remortgage enquiries. Please tweak it as you see fit. Good Luck.

I would like to make you aware of a new service we can offer to your clients. Please keep this email as there will surely be occasions where we can help your clients and pay you generous introductory commissions.

Whilst finance through many routes is quite restricted, I am now able to offer more flexible lending criteria via a secured loan. Accountants are finding this new service of particular benefit to their clients. Similarly, Estate Agents can refer their clients to us to arrange loans to improve their property prior to a sale. Alternatively their clients can carry out major improvements if they decide not to sell.

Key Criteria & Application Guidance

As I mentioned, there are generous commissions available and I just need to know that your clients are homeowners plus have their contact details. I will then call them, following your introduction, and do the rest.

Below is a flavour of the key lending scenario’s I feel might be of interest to your clients:

No accounts – borrow up to 85% LTV with just bank statements to prove affordability
Interest rates from 6.9% and loans available from £5,000 to £3million
Historic CCJ’s and Defaults can be ignored so no impact on rate or criteria
Loans available for business, consolidation, to clear IVA’s, pay off tax bills or purchase deposit
Interest only loans available – age 80 at end of the loan. Can be over age 75 now
Short term 1^st and 2^nd charge bridging loans – repayments rolled into the advance to aid cash flow
1st charge loans available up to £50k – including S/E borrowers with adverse credit
Unlimited adverse credit and no accounts or bank statements – can borrow up to 75% LTV

These terms are simply not available in the mortgage sector. Our lenders can offer these terms because they are not regulated under the FSA regime and are generally dealing with smaller advances and smaller volumes. Because you are not involved in the loan sourcing process, and an occasional loan referral is purely incidental to your business, you do not need a consumer credit licence.

Understanding Market Rates & Repayment Terms

If my secured loan service is of interest to you and your clients right now, please call me on [ ] and I can explain it further. I am sure you will then spot opportunities.

If not, please keep my details on file for when the need arises.

Kind regards

www.promisemoney.co.uk

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Intermediary Guidance for Secured Loan Comparisons

Structuring competitive terms on secured loan comparisons for your clients requires direct access to specialist underwriters. In addition, our intermediary lending desk works directly with over 90 specialist lenders across the UK.

Consequently, partnering with Promise Money ensures whole-of-market broker access, transparent procuration fees, and rapid decisions in principle for your client cases.

Specialist Underwriting & Whole-of-Market Access

Because specialist lending facilities require bespoke underwriting, comparing lenders across the UK is essential. Explore our complete guide to Specialist Lending Desk to understand how different lending criteria apply to your requirements.

Promise Money is an independent credit broker authorised and regulated by the Financial Conduct Authority (FRN 681423). Our experienced team reviews your specific circumstances to secure optimal terms across 90+ UK lenders.

Partner With Our Broker Desk →

Key Takeaways: Secured Loan Comparisons Broker Briefing

Additionally, partnering with Promise Money gives intermediaries whole-of-market access across 90+ specialist second charge lenders.

Furthermore, direct access to our specialist underwriting desk protects client relationships while guaranteeing transparent and competitive proc fees.

Consequently, complex borrowing scenarios—including high LTVs, adverse credit, or complex income—are structured efficiently without delays.

Therefore, introducers can submit case details directly online or via phone to secure rapid Decisions in Principle.

Specifically, second charge homeowner facilities are assessed with commercial speed to meet critical funding deadlines.

Moreover, comprehensive lending criteria checklists ensure client applications are fully structured prior to lender submission.

In addition, dedicated underwriter communication guarantees updates at every milestone from enquiry through to completion.

Crucially, keeping existing low-rate primary mortgages completely untouched saves your clients thousands in remortgage penalty fees.

In practice, our intermediary team handles valuation queries and legal liaisons so you can focus on client advisory.

Above all, whole-of-market access allows you to place non-standard cases that mainstream high street lenders routinely decline.

As a result, your brokerage delivers reliable capital-raising solutions even for complex homeowner borrowing requirements.

After all, working with an established specialist credit broker with 35+ years experience protects your professional reputation.

Meanwhile, dedicated broker portal tools provide real-time tracking on survey sign-offs and fund disbursements.

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