Broker & Intermediary Briefing
Spot Secured Loans Faster – Refer Them Faster
Specialist whole-of-market lending solutions structured across 90+ UK lenders. Rapid decisions, direct underwriting criteria, and competitive terms for complex borrowing requirements.
- Whole-of-Market Access: Over 10,000 specialist lending products
- Fast Completion Speeds: Dedicated broker underwriting for time-sensitive deals
- FCA-Authorised Guidance: 35+ years independent UK credit brokerage
Spot Secured Loans Faster
Are you too busy to offer secured loans on your remortgage declines?
Do you still want the extra commission and regular updates but no extra work or hassle?
Do you need a really easy way to give your clients choice from the whole secured market?
Spend just an extra 60 seconds on each remortgage decline as below to get typical earnings of £1000 to £2500
- Select any client which meets the secured loan criteria below – capital raising only
- 75% to 95% LTV, max of 1 missed mortgage payments in the last 12 months
- 75% to 95% LTV No unsatisfied CCJ’s or defaults over £500 in the last 24 months
- Self employed max 90% LTV but treat as employed if main applicant works full time
- Below 75% LTV we will talk to all clients with any adverse and try to make a deal fit
- Up to 9x income – many lenders work purely on income and affordability so this is a guide
- Max age 75
- Min loan £10,000
- Note: This is a high level criteria to make life easy for you. Promise will do the rest of the leg work. Feel free to call 01902 585052 to discuss any potential loan enquiries
Tell your client you may have an alternative – (Try this sample script)“Unfortunately we can’t arrange a remortgage for you due to………..However, I think we can raise the extra money you wanted with a secured loan as the lending criteria is much more flexible. I’ll arrange for someone from our loans team to give you a call a little later. Is that OK? Great! Our loan partner is Promise Solutions.
Key Criteria & Application Guidance
The team has been arranging loans for over 25 years and offer a huge choice of personalised loan products including unsecured loans, the largest choice of secured loans in the UK and much more. As soon as we finish this call I will brief Promise on what you are looking for and ask someone to call you.
Can I also arrange to call you in the future to have another look at a remortgage and potentially refinance everything at lower rates?” Click here for an instant referral to Promise Solutions (save this as a favourite on your desktop and tick the box so the computer remembers you next time) Enter clients contact details and a note explaining what client wants and why you can’t offer a remortgage (e.g. value £250K, Mort £175K, wants £30K home improvements. S/E and insufficient income) Click Submit
Any Questions?
- If you are registered with Promise you can start right away (save this link as a favourite)
- If you are not registered – Register here
- It will take you around 1 minute to identify and refer a secured loan
- You will earn the same commissions as sourcing the loan yourself – typically £1000 to £2500
- You will get email updates and case tracking so don’t need to be involved at all (unless you want to)
- Your clients will be offered loans from the largest secured loan panel in the market – we look after sales, compliance, everything
Not only will this process create additional income with virtually no work on your part, it will also leave your client feeling good about your company so you can more easily set up a future date to call and review their circumstances.
If you have a telesales team or brokers on the road, we can give each one their own sub account so they can follow this process independently and you can monitor the business they refer. This process is already working for busy brokers – from one man bands to large telesales organisations.
Latest Articles
Intermediary Guidance for Fast Secured Loan Referrals
Structuring competitive terms on fast secured loan referrals for your clients requires direct access to specialist underwriters. In addition, our intermediary lending desk works directly with over 90 specialist lenders across the UK.
Consequently, partnering with Promise Money ensures whole-of-market broker access, transparent procuration fees, and rapid decisions in principle for your client cases.
Specialist Underwriting & Whole-of-Market Access
Because specialist lending facilities require bespoke underwriting, comparing lenders across the UK is essential. Explore our complete guide to Specialist Lending Desk to understand how different lending criteria apply to your requirements.
Promise Money is an independent credit broker authorised and regulated by the Financial Conduct Authority (FRN 681423). Our experienced team reviews your specific circumstances to secure optimal terms across 90+ UK lenders.
Key Takeaways: Fast Secured Loan Referrals Broker Briefing
Additionally, partnering with Promise Money gives intermediaries whole-of-market access across 90+ specialist second charge lenders.
Furthermore, direct access to our specialist underwriting desk protects client relationships while guaranteeing transparent and competitive proc fees.
Consequently, complex borrowing scenarios—including high LTVs, adverse credit, or complex income—are structured efficiently without delays.
Therefore, introducers can submit case details directly online or via phone to secure rapid Decisions in Principle.
Specifically, second charge homeowner facilities are assessed with commercial speed to meet critical funding deadlines.
Moreover, comprehensive lending criteria checklists ensure client applications are fully structured prior to lender submission.
In addition, dedicated underwriter communication guarantees updates at every milestone from enquiry through to completion.
Crucially, keeping existing low-rate primary mortgages completely untouched saves your clients thousands in remortgage penalty fees.
Understanding Market Rates & Repayment Terms
In practice, our intermediary team handles valuation queries and legal liaisons so you can focus on client advisory.
Above all, whole-of-market access allows you to place non-standard cases that mainstream high street lenders routinely decline.
As a result, your brokerage delivers reliable capital-raising solutions even for complex homeowner borrowing requirements.
After all, working with an established specialist credit broker with 35+ years experience protects your professional reputation.
Meanwhile, dedicated broker portal tools provide real-time tracking on survey sign-offs and fund disbursements.
Indeed, high LTV options up to 100% or more allow clients to unlock needed capital without moving home.
Finally, dedicated support ensures buy-to-let second charges and commercial referrals complete without administrative friction.
Unlike traditional broker networks, Promise Money requires zero membership fees or exclusive volume commitments.
Add Promise Money as a Preferred Source
Want fast, expert guidance on UK property finance? Set Promise Money as your trusted source to prioritise our specialist rate guides, market updates, and mortgage analysis in your Google Search and AI results.
Meet our specialist team
Learn about our 35 year story >
Steve Walker
Managing Director – 40 years of experience
Founding chairman of the Corporation of Finance Brokers. Specialist in UK residential mortgages, secured loans, and regulated bridging.
Simon Carr
Commercial Director – Proptech
Specialist in complex mortgages, commercial underwriting, and developer finance. Architect of Promise Money’s automated lending tools.