Large amounts Secured loans
Specialist whole-of-market lending solutions structured across 90+ UK lenders. Rapid decisions, direct underwriting criteria, and competitive terms for complex borrowing requirements.
- Whole-of-Market Access: Over 10,000 specialist lending products
- Fast Completion Speeds: Dedicated broker underwriting for time-sensitive deals
- FCA-Authorised Guidance: 35+ years independent UK credit brokerage
Large amounts Secured loans
Not only have we just completed Nemo’s largest ever loan, but we have had numerous completions with Shawbrook over £100,000 and this month also paid out a £250,000 loan with Blemain.
The industry has been waiting for more lenders to offer improved terms on larger loans and both Nemo and Shawbrook have made a huge difference with their recent criteria enhancements. This particular Nemo case was from high quality applicants but could not be placed previously. We liaised with the broker regularly as new products were announced and the new Nemo product provided a perfect solution allowing the borrowers to consolidate an existing secured loan of £90,000 plus £100,000 worth of unsecured debt and reduce their monthly outgoings by £1280 per month.
With the emergence of the lower rates and larger loan amounts from Nemo and Shawbrook, many more brokers are now looking at secured loans as a competitive alternative to a remortgage especially as both lenders will lend up to 6 X income multiples. Blemain, of course, will lend to even higher multiples.
If you are considering a remortgage, have a word with the team at Promise about the alternatives via a secured loan. Compared to a remortgage you may be pleasantly surprised by the overall costs and the commissions.
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Whole-of-Market Guidance for Large Amount Secured Loans
Securing competitive terms on large amount secured loans requires expert underwriting knowledge. In addition, our specialist broker team works directly with over 90 specialist lenders across the UK.
Consequently, reviewing your large amount secured loans options with an FCA-authorised specialist credit broker ensures whole-of-market access while avoiding unnecessary fees and delays.
Specialist Underwriting & Whole-of-Market Access
Because specialist lending facilities require bespoke underwriting, comparing lenders across the UK is essential. Explore our complete guide to Specialist Lending Desk to understand how different lending criteria apply to your requirements.
Promise Money is an independent credit broker authorised and regulated by the Financial Conduct Authority (FRN 681423). Our experienced team reviews your specific circumstances to secure optimal terms across 90+ UK lenders.
Key Takeaways: Large Amount Secured Loans Checklist
Additionally, property valuations can often be expedited using automated models, significantly reducing upfront costs and surveyor delays.
Furthermore, specialist secured loan lenders assess affordability using total household income and realistic expenditure assessments.
Consequently, homeowners can secure substantial borrowing amounts even with historic credit blips or non-standard employment income.
Therefore, working with Promise Money ensures you compare optimal rates and terms across 90+ UK specialist lenders.
Specifically, flexible repayment options—including fixed, variable, and interest-only structures—can be tailored to your monthly budget.
Moreover, your existing low-rate primary mortgage remains 100% untouched, avoiding early repayment charges.
In addition, loan proceeds can be used for home improvements, debt consolidation, tax bills, or major personal investments.
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Meet our specialist team
Learn about our 35 year story >
Steve Walker
Managing Director – 40 years of experience
Founding chairman of the Corporation of Finance Brokers. Specialist in UK residential mortgages, secured loans, and regulated bridging.
Simon Carr
Commercial Director – Proptech
Specialist in complex mortgages, commercial underwriting, and developer finance. Architect of Promise Money’s automated lending tools.