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Together improve their products for Together Plus partners

Together improve their products

Together Money, one of the UK’s leading specialist lenders has introduced preferential rates for selected partners which coincide with the founding business turning 45 years old.

As Together Plus partner I am pleased to offer these preferential terms to our broker partners which are not available to the wider market.
Together is just one of our key partnerships – we always look for the best product for your client – not the easiest for us.

Commercial and Semi Commercial Bridging
Preferential rate of 0.85% per month – in some cases 0.3% per month cheaper than the standard plans

Commercial Mortgages
Preferential rate of 6.99% p.a. – 3% less than standard plans

Second charges
Rates reduced across the light, medium and heavy adverse plans

For any future specialist lending requirements – 1st charge, 2nd charge, bridging, development finance or commercial business loans please contact Promise Specialist Lending.

P.S. Today’s interesting fact

This week in 2008, Lehman Brothers filed for bankruptcy – generally considered to be the day the economic crisis began in earnest.

Lesson learned – diversify – don’t put your eggs in one basket.

www.promisemoney.co.uk

01902 585052

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2 out of 3 borrowers get a lower rate than our representative example of a regulated secured loan below:

Mortgages and Remortgages

Representative example

£80,000 over 240 months at an APRC OF 4.3% and a discounted variable annual interest rate for two years of 2.12% at £408.99 per month followed by 36 payments of £475.59 and 180 payments of £509.44. The total charge for credit is £39,873 which includes a £995 broker / processing fee and £125 application fee. Total repayable £119,873.

Secured / Second Charge Loans

Representative example

£63,000 over 228 months at an APRC OF 6.1% and an annual interest rate of 5.39% (Fixed for five years – variable thereafter) would be £463.09 per month, total charge for credit is £42,584.52 which includes a £2,690 broker / processing fee. Total repayable £105,584.52.

Unsecured Loans

Representative example

£4,000 over 36 months at an APR OF 49.9% (fixed) and an annual interest rate of 49.9% would be £216.21, total charge for credit is £3,783.56. Total repayable £7,783.56.


THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

REPAYING YOUR DEBTS OVER A LONGER PERIOD CAN REDUCE YOUR PAYMENTS BUT COULD INCREASE THE TOTAL INTEREST YOU PAY. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.


If you have been introduced to Promise Money by a third party / affiliate, Promise may pay them a share of any fees or commission it earns. Written terms available on request. Loans are subject to affordability status and available to UK residents aged 18 or over. Promise Money is a trading style of Promise Solutions Ltd. Promise Solutions is a broker offering products which represent the whole of the specialist second mortgage market and is authorised and regulated by the Financial Conduct Authority – Number 681423.

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