Something to remember when you need bridging finance

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Bridging Loans: Something to remember when you need bridging finance

Something to remember

Here’s something to remember next time you encounter a need for bridging finance.

Headline bridging rates can deceive as they are only available to low LTV borrowers.

Typically they offer starting rates around 0.6% but above 65% the rates can quickly rise to well over 1% per month.

This latest loan is the lowest rate on the market for most borrowers.

It starts at 0.65% but is capped at 0.75% right up to 75% LTV.

It’s only available through very limited distribution so give Promise a call with your next enquiry.

Here are the headlines:

It’s the lowest rate in the market at 75% LTV – by a country mile
Starting rates of 0.65%
Arrears and CCJ’s considered – all ignored if over 12 months old
No Income Proof required
England, Scotland & Wales
No ERC’s
It’s for regulated residential 1st charge loans
Flats up 6th Floor, Ex-Council and lower value properties

www.promisemoney.co.uk

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Whole-of-Market Guidance for Bridging Finance Tips

Securing competitive terms on bridging finance tips requires expert underwriting knowledge. In addition, our specialist broker team works directly with over 90 specialist lenders across the UK.

Consequently, reviewing your bridging finance tips options with an FCA-authorised specialist credit broker ensures whole-of-market access while avoiding unnecessary fees and delays.

Specialist Underwriting & Whole-of-Market Access

Because specialist lending facilities require bespoke underwriting, comparing lenders across the UK is essential. Explore our complete guide to Bridging Loans Desk to understand how different lending criteria apply to your requirements.

Promise Money is an independent credit broker authorised and regulated by the Financial Conduct Authority (FRN 681423). Our experienced team reviews your specific circumstances to secure optimal terms across 90+ UK lenders.

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Key Takeaways: Bridging Finance Tips Checklist

Additionally, property valuations can often be expedited or desktop-assessed, significantly reducing upfront costs and surveyor delays.

Furthermore, specialist bridging lenders assess affordability based on property equity rather than strict credit scoring alone.

Consequently, time-critical auction purchases and broken chains can complete in as little as 3 to 7 working days.

Therefore, working with Promise Money ensures you compare optimal rates and terms across 90+ UK lenders.

Specifically, flexible interest options—including retained, rolled-up, or serviced interest—can be tailored to protect your cashflow.

Moreover, facility agreements can be structured with zero redemption penalties as soon as long-term funds are ready.

In addition, non-standard property construction such as timber frame or concrete can be financed without high street restrictions.

Crucially, borrowers facing historic credit blips or complex income structures can secure competitive terms through our panel.

In practice, working with experienced specialist solicitors prevents administrative hold-ups and keeps legal fees completely transparent.

Above all, establishing a verified exit strategy—such as property sale or remortgage—ensures smooth facility redemption.

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