Fast Bridging Loans
Promise Bridging – Enquiry to completion 3 days
Specialist whole-of-market lending solutions structured across 90+ UK lenders. Rapid decisions, direct underwriting criteria, and competitive terms for complex borrowing requirements.
- Whole-of-Market Access: Over 10,000 specialist lending products
- Fast Completion Speeds: Dedicated broker underwriting for time-sensitive deals
- FCA-Authorised Guidance: 35+ years independent UK credit brokerage
Bridging Loans: Promise Bridging – Enquiry to completion 3 days
Promise Bridging
A broker who was arranging a BTL mortgage recently needed a faster solution but also wanted the best bridging loan rates for his customer. However, fastest and cheapest don’t always come from the same lender so getting the priorities right is paramount. His client wanted to complete a purchase before the new Stamp Duty deadline kicked in on the first of April. We picked the case up on Tuesday 29th March, just after the Easter bank holiday and it needed to fund by close of business on Thursday 31st allowing three working days. Having established there was sufficient equity in the portfolio to allow a cross charge the broker threw in to the mix the fact that the client resides in Cyprus. Interest rates were the least of the problem.
After in-depth conversations we identified the lender which would be able to work on its own assessment of valuation and have the resource of in-house legal’s which would rapidly increase the speed of these important stages. When speed is the main driver every party involved must be on the same page, including the client who arranged to fly into Manchester, meet with the lender and provide the necessary signatures allowing the lenders in house legal’s time to get the charge registered. This case was funded at 10am on Thursday 31st with the exit being the original buy-to-let mortgage but saving the client a significant increase in Stamp Duty liability and the interest rate was only a little higher than the mainstream lenders. Sometimes price is very much the secondary consideration.
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Whole-of-Market Guidance for 3 Day Bridging Loan
Securing competitive terms on 3 day bridging loan requires expert underwriting knowledge. In addition, our specialist broker team works directly with over 90 specialist lenders across the UK.
Consequently, reviewing your 3 day bridging loan options with an FCA-authorised specialist credit broker ensures whole-of-market access while avoiding unnecessary fees and delays.
Specialist Underwriting & Whole-of-Market Access
Because specialist lending facilities require bespoke underwriting, comparing lenders across the UK is essential. Explore our complete guide to Bridging Loans Desk to understand how different lending criteria apply to your requirements.
Promise Money is an independent credit broker authorised and regulated by the Financial Conduct Authority (FRN 681423). Our experienced team reviews your specific circumstances to secure optimal terms across 90+ UK lenders.
Key Takeaways: 3 Day Bridging Loan Checklist
Additionally, property valuations can often be expedited or desktop-assessed, significantly reducing upfront costs and surveyor delays.
Furthermore, specialist bridging lenders assess affordability based on property equity rather than strict credit scoring alone.
Consequently, time-critical auction purchases and broken chains can complete in as little as 3 to 7 working days.
Therefore, working with Promise Money ensures you compare optimal rates and terms across 90+ UK lenders.
Specifically, flexible interest options—including retained, rolled-up, or serviced interest—can be tailored to protect your cashflow.
Moreover, facility agreements can be structured with zero redemption penalties as soon as long-term funds are ready.
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Meet our specialist team
Learn about our 35 year story >
Steve Walker
Managing Director – 40 years of experience
Founding chairman of the Corporation of Finance Brokers. Specialist in UK residential mortgages, secured loans, and regulated bridging.
Simon Carr
Commercial Director – Proptech
Specialist in complex mortgages, commercial underwriting, and developer finance. Architect of Promise Money’s automated lending tools.