Bridging products brokers forget

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Bridging Loans: Bridging products brokers forget

Bridging products brokers forget

We want to remind you about a couple of special bridging products.

We have plenty of lenders offering great bridging rates from 0.43% but chasing the lowest rate can be counter productive.

The solicitors squabble or there are issues around the valuation often causing big delays.

The broker then has to deal with an unhappy client.

We will consider the whole market but if speed is important or equity is tight – consider these products.

Expedite bridging – payout within 2 days of enquiry achieved – second charges within a week.

Quote same day – onsite visit next day – completion same / next day.
Director visit to property for sign up – valuation avoided where possible – saves time and cost
Standard legal’s done in house – external solicitors not normally required
Lender will complete on second charges without consent from the first mortgagee.
Loans from £15,000 to £250,000

High LTV Bridging– up to 80% – when equity is suspect or other options have failed.

First and second charge bridging – both up to 80%
Arrears – 1 month arrears accepted in last 12 (none in last 3).
CCJ’s and Default’s – will accept unsatisfied if under £5,000 and satisfied under £15,000. None in last 6 months but all ignored over 24 months.
Light refurbishment allowed – kitchen / bathroom / loft conversion / extension
Option to convert to 36 months on repayment basis after first 12 months – non reg only
Bridge to bridge accepted
Up to 80% LTV at 1.1% – same rates for second charge.

www.promisemoney.co.uk

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Intermediary Guidance for Bridging Products Brokers

Structuring competitive terms on bridging products brokers for your clients requires direct access to specialist underwriters. In addition, our intermediary lending desk works directly with over 90 specialist lenders across the UK.

Consequently, partnering with Promise Money ensures whole-of-market broker access, transparent procuration fees, and rapid decisions in principle for your client cases.

Specialist Underwriting & Whole-of-Market Access

Because specialist lending facilities require bespoke underwriting, comparing lenders across the UK is essential. Explore our complete guide to Bridging Loans Desk to understand how different lending criteria apply to your requirements.

Promise Money is an independent credit broker authorised and regulated by the Financial Conduct Authority (FRN 681423). Our experienced team reviews your specific circumstances to secure optimal terms across 90+ UK lenders.

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Key Takeaways: Bridging Products Brokers Broker Briefing

Additionally, partnering with Promise Money gives intermediaries whole-of-market access across 90+ lenders with dedicated underwriter support.

Furthermore, direct access to our specialist desk protects your client relationships while ensuring transparent and competitive procuration fees.

Consequently, complex borrowing requirements—such as adverse credit or mixed-use assets—are structured efficiently without delays.

Therefore, introducers can submit case details directly online or via phone to secure rapid Decisions in Principle.

Specifically, non-regulated and regulated bridging facilities are assessed with commercial speed to meet critical completion deadlines.

Moreover, lending criteria checklists ensure your client applications are fully verified prior to formal submission.

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