Bridging – LTV’s to 80% – Rates from 0.43%

Specialist whole-of-market lending solutions structured across 90+ UK lenders. Rapid decisions, direct underwriting criteria, and competitive terms for complex borrowing requirements.

Whole-of-Market Access: Over 10,000 specialist lending products
Fast Completion Speeds: Dedicated broker underwriting for time-sensitive deals
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Bridging Loans: Bridging – LTV’s to 80% – Rates from 0.43%

Bridging – LTV’s to 80% – Rates from 0.43%

Here’s just a quick update on our popular short term products at the moment.

80% Bridging – this could really get clients out of a hole where other options have failed.

First and second charge bridging – both up to 80%
Arrears – 1 month arrears accepted in last 12 (none in last 3).
CCJ’s and Default’s – will accept unsatisfied if under £5,000 and satisfied under £15,000.
None in last 6 months but all ignored over 24 months.
Light refurbishment allowed – kitchen / bathroom / loft conversion / extension
Option to convert to 36 months on repayment basis after first 12 months – non reg only
Bridge to bridge accepted
Up to 80% LTV at 1.1% – same rates for second charge.

Super Fast bridging – when speed is everything – payout within 2 days of enquiry achieved.

Quote same day – onsite visit next day – completion same / next day.
Director visit to property for sign up – valuation avoided where possible – saves time and cost
Standard legal’s done in house – external solicitors not normally required
Lender will complete on second charges without consent from the first mortgagee.
Loans from £15,000 to £250,000

Low rate Bridging – from 0.43% at 50% LTV.

Wide range of prime lenders with lowest rates
Reg and non reg – light and heavy refurbs.

Let us help with all your bridging requirements and if you are too busy we can deal with the sale too.

www.promisemoney.co.uk

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Whole-of-Market Guidance for 80% Ltv Bridging Rates

Securing competitive terms on 80% ltv bridging rates requires expert underwriting knowledge. In addition, our specialist broker team works directly with over 90 specialist lenders across the UK.

Consequently, reviewing your 80% ltv bridging rates options with an FCA-authorised specialist credit broker ensures whole-of-market access while avoiding unnecessary fees and delays.

Specialist Underwriting & Whole-of-Market Access

Because specialist lending facilities require bespoke underwriting, comparing lenders across the UK is essential. Explore our complete guide to Bridging Loans Desk to understand how different lending criteria apply to your requirements.

Promise Money is an independent credit broker authorised and regulated by the Financial Conduct Authority (FRN 681423). Our experienced team reviews your specific circumstances to secure optimal terms across 90+ UK lenders.

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Key Takeaways: 80% Ltv Bridging Rates Checklist

Additionally, property valuations can often be expedited or desktop-assessed, significantly reducing upfront costs and surveyor delays.

Furthermore, specialist bridging lenders assess affordability based on property equity rather than strict credit scoring alone.

Consequently, time-critical auction purchases and broken chains can complete in as little as 3 to 7 working days.

Therefore, working with Promise Money ensures you compare optimal rates and terms across 90+ UK lenders.

Specifically, flexible interest options—including retained, rolled-up, or serviced interest—can be tailored to protect your cashflow.

Moreover, facility agreements can be structured with zero redemption penalties as soon as long-term funds are ready.

In addition, non-standard property construction such as timber frame or concrete can be financed without high street restrictions.

Crucially, borrowers facing historic credit blips or complex income structures can secure competitive terms through our panel.

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