Refurbishment rates reduced

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Rates reduced

If you deal with refurbishment enquiries, we have just had a significant rate drop from Shawbrook.

The Short term Lending Range has been revamped for Light & Heavy Refurbishment as follows:

Light Refurb

Residential – up to 75% LTV rates from 0.43% pm

Heavy Refurb

Residential – up to 75% rates from 0.60% pm
Commercial up to 70% rates from 0.83% pm

Applications acceptable from borrowers with no previous property experience
Commercial to commercial refurbishment & lending on vacant commercial property now acceptable
No minimum interest periods or ERC’s
£0 arrangement fee for “Bridge to Let” borrowers looking to refinance to a term mortgage

This is just one of the many lenders we have for refurbishment projects, including first and second charge products.

Also remember if there is additional security it may be even cheaper to secure on that property rather than the subject property.

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Whole-of-Market Guidance for Rates Reduced

Securing competitive terms on rates reduced requires expert underwriting knowledge. In addition, our specialist broker team works directly with over 90 specialist lenders across the UK.

Consequently, reviewing your rates reduced options with an FCA-authorised specialist credit broker ensures whole-of-market access while avoiding unnecessary fees and delays.

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Key Takeaways: Rates Reduced Summary

Additionally, property valuations can often be expedited, significantly reducing upfront costs and surveyor delays.

Furthermore, specialist residential lenders assess affordability based on real financial circumstances rather than automated credit scoring.

Consequently, home buyers and refinancing borrowers can secure competitive rates across 90+ UK specialist lenders.

Therefore, working with Promise Money ensures you compare optimal rates and terms for your borrowing needs.

Specifically, flexible repayment options—including fixed-rate and tracker structures—can be tailored to protect your household budget.

Moreover, mortgage facilities can be structured with clear terms to support future financial flexibility and peace of mind.

In addition, non-standard properties and self-employed applicants can be financed without high street retail banking restrictions.

Crucially, borrowers facing historic credit blips or complex income can secure competitive mortgage terms through our panel.

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