Get access to more than 10,000 products vs a banks hundreds

Is this the best Secured Loan innovation in the market?

Is this the best Secured Loan innovation in the market?

Broker & Intermediary Briefing

Is this the best Secured Loan innovation in the market?

Specialist whole-of-market lending solutions structured across 90+ UK lenders. Rapid decisions, direct underwriting criteria, and competitive terms for complex borrowing requirements.

  • Whole-of-Market Access: Over 10,000 specialist lending products
  • Fast Completion Speeds: Dedicated broker underwriting for time-sensitive deals
  • FCA-Authorised Guidance: 35+ years independent UK credit brokerage

The new best secured loan overdraft

Flex up and down with no penalty. Only pay interest on the balance.

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Watch this best secured loan innovation video to find out more.

Virtually every broker must have clients this could be perfect for.

Please give the team a call on 01902 585052

or register at promisemoney.co.uk.

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Mortgages and Loans from Promise Money Back

Intermediary Guidance for Secured Overdraft Facility

Structuring competitive terms on secured overdraft facility for your clients requires direct access to specialist underwriters. In addition, our intermediary lending desk works directly with over 90 specialist lenders across the UK.

Consequently, partnering with Promise Money ensures whole-of-market broker access, transparent procuration fees, and rapid decisions in principle for your client cases.

Specialist Underwriting & Whole-of-Market Access

Because specialist lending facilities require bespoke underwriting, comparing lenders across the UK is essential. Explore our complete guide to Secured Loans Desk to understand how different lending criteria apply to your requirements.

Promise Money is an independent credit broker authorised and regulated by the Financial Conduct Authority (FRN 681423). Our experienced team reviews your specific circumstances to secure optimal terms across 90+ UK lenders.

Key Takeaways: Secured Overdraft Facility Broker Briefing

Additionally, partnering with Promise Money gives intermediaries whole-of-market access across 90+ specialist second charge lenders.

Furthermore, direct access to our specialist underwriting desk protects client relationships while guaranteeing transparent and competitive proc fees.

Consequently, complex borrowing scenarios—including high LTVs, adverse credit, or complex income—are structured efficiently without delays.

Therefore, introducers can submit case details directly online or via phone to secure rapid Decisions in Principle.

Specifically, second charge homeowner facilities are assessed with commercial speed to meet critical funding deadlines.

Moreover, comprehensive lending criteria checklists ensure client applications are fully structured prior to lender submission.

In addition, dedicated underwriter communication guarantees updates at every milestone from enquiry through to completion.

Crucially, keeping existing low-rate primary mortgages completely untouched saves your clients thousands in remortgage penalty fees.

In practice, our intermediary team handles valuation queries and legal liaisons so you can focus on client advisory.

Above all, whole-of-market access allows you to place non-standard cases that mainstream high street lenders routinely decline.

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Meet our specialist team

Learn about our 35 year story >


Steve Walker

Managing Director – 40 years of experience

Founding chairman of the Corporation of Finance Brokers. Specialist in UK residential mortgages, secured loans, and regulated bridging.

Simon Carr

Commercial Director – Proptech

Specialist in complex mortgages, commercial underwriting, and developer finance. Architect of Promise Money’s automated lending tools.