CCJ’s don’t stop you borrowing

If you have received a CCJ don’t worry too much – the numbers issued have doubled since 2012 and last year topped 1.2 million. You are not alone.

Smaller CCJ’s are far more common and lenders which understand this in many cases will ignore them. Also a CCJ points to an event which may now have passed so many lenders ignore CCJ’s and Defaults registered more than a year ago.

So if you are a homeowner, you could qualify for the lowest rates available – even if you have a CCJ or default.

Try our repayment estimator or talk to a Promise adviser.