BTL loans and tax advice

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If you are a landlord you will probably know that recent legislation is making it more complicated for Buy to Let landlords to borrow, less tax efficient and more costly.

Secured loans are often used for a deposit to buy another property or to refurbish one which is already owned. We have a wide range of specialist second charge loans specifically aimed at landlords. We also have a specialist team dealing with first charge mortgages for investment properties including BTL and HMO mortgages and short term bridging loans for auction properties, heavy refurbishments and developments. If we understand the whole picture we regularly can use a variety of products to give you the solution you want so be sure to explain everything to an adviser.

Before you borrow, especially if you are purchasing an investment property, it is vital to consider the tax situation to make sure you structure your borrowing correctly.

Promise has an arrangement with a national firm of property tax experts which allows you a free 15 minute consultation to get advice on how to approach the purchase of your investment property. If you need any further services – e.g. to set up a limited company, they can do this for you.

Complete the form below and expect a call from a tax expert within one working day