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Loans for home owners

Make your home work for you

If you’re a homeowner you can use the equity you have in your home to help you finance home improvements, expand your business, pay for a wedding or consolidate some debts.

The wide range of products we offer at Promise Money means we can help find an ideal, affordable solution to suit you and the piece of mind of full advice and recommendation on any loan secured on your home.

Like many things in life there are upsides and down sides. Taking out a secured loan could mean you can borrow on more flexible criteria where you may be declined for an unsecured loan. You can also normally borrow larger amounts and over longer terms subject to your affordability and available income in your property. However the debt will be secured against your home so there is a risk if you can’t maintain the repayments.

If you are comparing a secured loan with a remortgage, the loan may be a better option if you risk losing a particularly good mortgage deal you have at the moment. Also your circumstances may be such that you may get a worse rate if you remortgage. A secured loan could give you an interim solution until your circumstances improve.