# Promise Money

> FCA-authorised whole-of-market finance broker (Ref: 681423). Free initial
> assessment across residential and commercial finance products.
> Company: Promise Solutions Ltd (Co. 04822774).
> Based: 2nd Floor, Fullard House, Neachells Lane, Wolverhampton, WV11 3QG.

## Core Services

### Residential Finance
- [Secured Loans](https://www.promisemoney.co.uk/secured-loans/) — homeowner loans, second charge mortgages, debt consolidation, home improvement finance, bad credit secured loans
- [Mortgages](https://www.promisemoney.co.uk/mortgage/) — residential mortgages, contractor mortgages, self-build mortgages, shared ownership
- [Buy-to-Let Mortgages](https://www.promisemoney.co.uk/buy-to-let-mortgages/) — standard BTL, HMO mortgages, limited company BTL, portfolio landlord finance
- [Remortgages](https://www.promisemoney.co.uk/remortgage/) — rate switching, equity release via remortgage, debt consolidation remortgage
- [First Time Buyer Mortgages](https://www.promisemoney.co.uk/first-time-buyer-mortgages/) — Help to Buy, Right to Buy, shared ownership, low-deposit mortgages
- [Equity Release](https://www.promisemoney.co.uk/equity-release/) — lifetime mortgages, retirement interest-only (RIO) mortgages, drawdown plans, lump sum release
- [Bridging Finance](https://www.promisemoney.co.uk/bridging-loans/) — short-term property finance, auction purchases, chain-break bridging, refurbishment finance, regulated and unregulated bridging

### Commercial & Business Finance
- [Commercial Mortgages](https://www.promisemoney.co.uk/commercial-mortgage/) — owner-occupied commercial property, investment commercial property, mixed-use, development finance
- [Asset Finance](https://www.promisemoney.co.uk/asset-finance/) — equipment finance, vehicle finance, machinery, fleet upgrades, hire purchase, operating lease
- [Invoice Finance](https://www.promisemoney.co.uk/invoice-finance/) — invoice factoring, invoice discounting, receivables financing, confidential invoice discounting
- [Lease Finance](https://www.promisemoney.co.uk/lease-finance/) — operating leases, finance leases, equipment leasing, construction plant, hospitality equipment
- [Tenant Loans](https://www.promisemoney.co.uk/tenant-loans/) — unsecured personal loans for non-homeowners

## Key Facts
- FCA Authorised & Regulated: Ref 681423
- Company Reg: 04822774 (Promise Solutions Ltd)
- 4.8★ rated | 67 verified reviews on Google
- Free initial assessment | Whole-of-market access to 100+ lenders
- Phone: 01902 585020 (Consumer) | 01902 585052 (Intermediaries)

## Authors
- Steve Walker — Senior Finance Content Author
- Simon Carr — Finance Content Author

## Knowledge Base — "The 100" Expert Q&A Series
- [The Bridging Finance 100](https://www.promisemoney.co.uk/the-bridging-finance-100/) — 100 expert answers on bridging loans
- [The Secured Loan 100](https://www.promisemoney.co.uk/the-secured-loan-100/) — 100 expert answers on secured loans
- [The Mortgage 100](https://www.promisemoney.co.uk/the-mortgage-100/) — 100 expert answers on mortgages
- [The Equity Release 100](https://www.promisemoney.co.uk/the-equity-release-100/) — 100 expert answers on equity release
- [The Commercial Mortgage 100](https://www.promisemoney.co.uk/the-commercial-mortgage-100/) — 100 expert answers on commercial finance
- [The HMO 100](https://www.promisemoney.co.uk/the-hmo-100/) — 100 expert answers on HMO and multi-let property finance
- [The Remortgage 100](https://www.promisemoney.co.uk/the-remortgage-100/) — 100 expert answers on remortgaging
- [The Right to Buy 100](https://www.promisemoney.co.uk/the-right-to-buy-100/) — 100 expert answers on Right to Buy
- [The First Time Buyers 100](https://www.promisemoney.co.uk/the-first-time-buyers-100/) — 100 expert answers for first-time buyers
- [The Invoice Finance 100](https://www.promisemoney.co.uk/the-invoice-finance-100/) — 100 expert answers on invoice factoring and discounting
- [The Lease Finance 100](https://www.promisemoney.co.uk/the-lease-finance-100/) — 100 expert answers on equipment and asset leasing
- [The Green Funding 100](https://www.promisemoney.co.uk/the-green-funding-100/) — 100 expert answers on sustainable and green finance
- [Finance Calculators](https://www.promisemoney.co.uk/the-finance-calculators-100/) — loan and mortgage calculators

## Regulatory
- Authorised and regulated by the Financial Conduct Authority (FCA Ref: 681423)
- FCA Register: https://register.fca.org.uk/s/firm?id=001b000000m72ALAAY
- Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.
- Promise Money is a credit broker and may receive a commission from lenders.
- ICO Data Controller Registration: [registered]