Main Menu Button
Login

Free Property Tax advice for Landlords and Property Investors

Your bank may offer 100’s of products and plans.
Promise Money has over 10,000

How to structure your portfolio is perhaps the most important decision a landlord or property investor makes. 

Making the wrong decision at the start can result in some very expensive, unwanted and far reaching consequences

  • Should I own investment property personally or in a Limited Company?
  • What’s the implication of moving it from personally owned to Ltd Co owned?
  • What about stamp duty and capital gains tax?
  • What’s best for inheritance tax planning
  • Existing company, new SPV or a family investment company
  • UK and non UK residents
  • Holiday lets and AirBNB landlords
  • Find out the pro’s, the con’s and the costs

This is a specialist area most accountants don’t cover – talk to an expert

Promise offers a full range of BTL, commercial mortgages, bridging and development finance.

We can work alongside your tax adviser to find products which can suit or influence your tax strategy.


Finance which others have found useful…


Related Articles

2 out of 3 borrowers get a lower rate than our representative example of a regulated secured loan below:

Mortgages and Remortgages

Representative example

£80,000 over 240 months at an APRC OF 4.3% and a discounted variable annual interest rate for two years of 2.12% at £408.99 per month followed by 36 payments of £475.59 and 180 payments of £509.44. The total charge for credit is £39,873 which includes a £995 broker / processing fee and £125 application fee. Total repayable £119,873.

Secured / Second Charge Loans

Representative example

£63,000 over 228 months at an APRC OF 6.1% and an annual interest rate of 5.39% (Fixed for five years – variable thereafter) would be £463.09 per month, total charge for credit is £42,584.52 which includes a £2,690 broker / processing fee. Total repayable £105,584.52.

Unsecured Loans

Representative example

£4,000 over 36 months at an APR OF 49.9% (fixed) and an annual interest rate of 49.9% would be £216.21, total charge for credit is £3,783.56. Total repayable £7,783.56.


THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

REPAYING YOUR DEBTS OVER A LONGER PERIOD CAN REDUCE YOUR PAYMENTS BUT COULD INCREASE THE TOTAL INTEREST YOU PAY. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.


If you have been introduced to Promise Money by a third party / affiliate, Promise may pay them a share of any fees or commission it earns. Written terms available on request. Loans are subject to affordability status and available to UK residents aged 18 or over. Promise Money is a trading style of Promise Solutions Ltd. Promise Solutions is a broker offering products which represent the whole of the specialist second mortgage market and is authorised and regulated by the Financial Conduct Authority – Number 681423.

Share This Page