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Commercial loans

Commercial Mortgages and loans


Our commercial offering covers a wide spectrum of products and lenders.

Different types of lenders are available depending on the customer circumstances, the property or assets , the business performance and the loan purposes.

Our lenders include the main banks as well as a huge range of specialist lenders for those quirky situations not catered for by the high street.

Whether you need full mortgage advice or just to talk to an underwriter about possible options, there is someone here with many years of experience to help you.

Complete an online enquiry form and we will get in touch to provide some indicative figures to consider.

We are very happy to chat to you about your plans and suggest alternative products and ideas so you get the best possible outcome.


Customers we help

  • Business owners with a great business and good credit looking for low rates
  • Property investors and developers – purchase or remortgage
  • Owner occupied business premises – purchase or remortgage
  • Proposals turned down by the high street lenders – poor credit or low income
  • Cash flow finance
  • Asset Finance 
  • Invoice finance

Types or purchase, remortgage or capital raising proposals

  • Residential blocks of flats, multiple unit block
  • Factories, offices and shops
  • Semi commercial – shop and flats etc
  • Bars
  • Bed & Breakfast
  • Factory Units
  • Farms
  • Golf Courses
  • Hotels
  • Leisure Centres
  • Night Clubs
  • Nursing Homes
  • Public Houses
  • Restaurants

As well as commercial and business loans don’t forget we have in house experts and both mainstream and specialist lenders for residential / buy to let mortgages, bridging / development and secured second charge loans.


Remember.

Your bank may have 100’s of products and plans to offer
Promise Money has over 10,000

There really is no need to look elsewhere.

    Find a commercial loan

    Enter some details and we’ll compare thousands of loan plans – this will NOT affect your credit rating.

    How much you would like to borrow?

    £

    Type in the box for larger amounts

    For how long?

    yrs

    Use the slider or type into the box

    Do you own property in the UK?

    About you...

    Your name:

    Your forename:

    Your surname:

    Your email address:

    Your phone number:

    Notes...


    By submitting any information to us, you are confirming you have read and understood the Data Protection & Privacy Policy.

    Promise Money is a broker not a lender. Therefore we offer lenders representing the whole of market for mortgages, secured loans, bridging finance, commercial mortgages and development finance. These loans are secured on property and subject to the borrowers status.

    More than 50% of borrowers receive offers better than our representative examples

    The %APR rate you will be offered is dependent on your personal circumstances.

    Mortgages and Remortgages

    Representative example

    Borrow £270,000 over 300 months at 7.1% APRC representative at a fixed rate of 4.79% for 60 months at £1,539.39 per month and thereafter 240 instalments of £2050.55 at 8.49% or the lender’s current variable rate at the time. The total charge for credit is £317,807.66 which includes £2,500 advice / processing fees and £125 application fee. Total repayable £587,807.66

    Secured / Second Charge Loans

    Representative example

    Borrow £62,000 over 180 months at 9.9% APRC representative at a fixed rate of 7.85% for 60 months at £622.09 per month and thereafter 120 instalments of £667.54 at 9.49% or the lender’s current variable rate at the time. The total charge for credit is £55,730.20 which includes £2,660 advice / processing fees and £125 application fee. Total repayable £117,730.20


    THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

    REPAYING YOUR DEBTS OVER A LONGER PERIOD CAN REDUCE YOUR PAYMENTS BUT COULD INCREASE THE TOTAL INTEREST YOU PAY. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.


    Promise Money is a trading style of Promise Solutions Ltd – Company number 04822774
    Promise Solutions, Fullard House, Neachells Lane, Wolverhampton, WV11 3QG

    Authorised and regulated by the Financial Conduct Authority – Number 681423
    The Financial Conduct Authority does not regulate some forms of commercial / buy-to-let mortgages

    Website www.promisemoney.co.uk